what's Yield Optimizer USD?
Yield Optimizer USD (YOUSD) is a decentralized finance (DeFi) protocol that provides a secure multi-chain yield optimization process. It continuously rebalances assets across various DeFi protocols and chains to capture optimal risk-adjusted yields. The protocol uses advanced algorithms powered by Exponential.fi's ratings to balance risk and reward. Users retain non-custodial control of their assets in a transparent setup, with community input on underlying protocols, enabling a hands-off investment approach.
yoUSD vault captured 60% of first-time user deposits since Nov 2025, outpacing yoETH.
yoUSD vault captured 60% of first-time user deposits since November 2025, significantly outpacing the second-place yoETH vault at 35%.
yoUSD TVL reaches $30M, new yoETH token launches for native Ethereum deposits, and HyperEVM integration completed.
CoinGecko displays incorrect prices for yoUSD, yoBTC, yoEUR and yoGOLD, affecting wallets using their API, though funds remain safe and vaults operate normally.
The 3x YO Points Black Friday weekend event ends today at 6:59PM ET, after which the multiplier reverts to 2x for holding yoTokens (yoUSD, yoETH, yoBTC, yoEUR).
@512M_AG report documents 10.3% annualized returns outperforming 5.5% SPR benchmark, zero negative performance days, and 5× TVL growth with stable APY.
The protocol now operates 38 yield sources (up from 5 in April) and reports +10% 30-day returns, +9% all-time performance, with 9500 rebalances completed.
Final day to participate in the Zerion wallet promotion for 2.5x YO Points and Zerion XP boost.
yoUSD PT tokens from Pendle can now be used on Euler Finance's yoUSD market to multiply yield or borrow USDC against them.
Integration with Equilibria launches on Base, providing over 17% boosted Pendle APY and 4x YO Points multiplier for yoUSD.
New collaboration with Zerion goes live, enabling users to earn 2.5x YO Points and Zerion XP by depositing into yoUSD on Base using Zerion Wallet.
yoUSD ranks second-highest in base APY for stablecoin yield on Base chain among protocols with $10m+ TVL according to DefiLlama's LlamaAI analysis, with top-ranked Avantis USDC already allocated in the vault.
Project confirms zero exposure to Stable Labs' USDX and Elixir deUSD, stating all vault assets remain secure and unaffected.
Integration with Universal protocol launches via Morpho Labs Universal USDC vault, offering 8% APY/30d yield for yoUSD.
Integration with HyperEVM (Hyperliquid) launches for yoUSD, with Felix Protocol providing USDT0 and USDC yield sources powered by Morpho Labs.
OpenCover now provides protection coverage for yoUSD and yoETH positions.
Total value locked crosses $30 million milestone.
yoUSD Loooper vault cap raised to $5m with APY now at 25% APY/7d, up from 15% APY/7d reported on 2025-10-24.
Integration with IPOR protocol goes live, offering yoUSD Loooper at 15% APY/7d and yoETH Loooper at 9% APY/7d, both earning 6x YO points and 5x Fusion points.
Adds Morpho USDCV Prime as yield source for yoUSD earning 9% APY/7d and EURC on Morpho for yoEUR earning 5.3% APY/7d.
Launches incentive program on Morpho Labs offering 3% extra APR (paid in yoUSD) for USDC lending to Clearstar Labs USDC Reactor or High Yield USDC, and 2% extra APR (paid in yoETH) for WETH lending to Clearstar ETH Reactor.
New integration adds mAPOLLO as a yield source, a liquid yield token from MidasRWA that tracks an onchain market neutral strategy managed by ApolloCryptoFM.
Autopools plasmaUSD added as a new yield source to yoUSD, autonomously routing liquidity across USD-denominated positions on Plasma.
Avantis Finance integration launches, adding avUSDC vault as a new yield source that earns from trading fees.
Cashmere Labs adds yoUSD to its Yield Arbitrage page, providing visibility across 80 yield opportunities on 13 chains.
New Euler Finance integration launches with USDT lending pool deployment on Ethereum mainnet.
New Arcadia Finance integration enables >20% APY lending opportunities with liquidation fee sharing.
New Aave Umbrella integration launches, adding yield sources for yoETH and yoUSD vaults with dual incentive structure.
Deposit cap increased to $25M, expanding protocol capacity.