xrp ledger04
$xrp
MCAP78.18B
-10.28%

what's xrp ledger?

Ripple is a blockchain-based payment protocol and cryptocurrency ecosystem designed to facilitate fast, low-cost cross-border transactions for financial institutions. It operates on the XRP Ledger (XRPL), an open-source decentralized blockchain that uses the native cryptocurrency XRP for liquidity and transaction validation through a consensus mechanism rather than mining. The company's primary purpose is to modernize global payments by providing infrastructure for real-time settlements, reducing costs and intermediaries compared to traditional systems like SWIFT. Key features include Ripple Payments for enterprise cross-border transfers, Ripple Custody for secure digital asset storage, and the recent launch of RLUSD, a USD-backed stablecoin aimed at enhancing stability in payments and tokenization. Ripple has been expanding in regions like the Middle East through partnerships, such as with Bahrain Fintech Bay, to promote asset tokenization, stablecoin adoption, and blockchain innovation. Despite ongoing regulatory challenges, particularly in the US, Ripple continues to secure licenses and collaborations worldwide to drive digital asset integration in finance.

Snapshot

XRP Ledger teased major upgrades, completed institutional DeFi upgrades, and saw record activity.

12H ago
PARTNERSHIP

Ctrl Alt, with support from Ripple, tokenized $280 million in certified diamonds with Billiton Diamond on XRP Ledger, marking one of the largest luxury asset tokenization deals in the Middle East.

1D ago
MARKET ACTIVITY

XRP spot ETF recorded net inflows of $1.22M on February 26, 2026.

RISK ALERT

Validators voted down upgrade for March 5, 2026, after AI detected a logic error allowing funds to be drained without private keys, putting nearly $80B at risk.

PARTNERSHIP

Integrates with Flare and Xaman Wallet for cross-chain DeFi access through single transactions, enabling one-click DeFi vault deposits and unlocking 2 billion XRP.

FINANCIAL EVENT

Expands builder ecosystem funding model in 2026 to include new programs, community-led funding mechanisms, expanded accelerator opportunities, and regional ecosystem hubs, supporting decentralized development.

FINANCIAL EVENT

Has deployed more than $550M into ecosystem initiatives supporting projects worldwide since 2017.

PARTNERSHIP

Integrated with Oobit payments app via DTR routing infrastructure to enable wallet-to-bank transfers, supporting XRP alongside BTC, ETH, USDT, USDC, and SOL for settlements into traditional banking networks using SEPA, ACH, and SPEI payment systems.

2D ago
MARKET ACTIVITY

XRP spot ETFs recorded net inflows of $3.09M on February 25, 2026.

PARTNERSHIP

Received investment from Ripple and Franklin Templeton in T54 Labs, a startup developing security and trust tools for AI agents in financial systems.

OPINION SPECULATION

XRP price increased 6% to $1.42, with retail buying surging 212% and spot demand outpacing selling 2-to-1 amid institutional accumulation. Volume surged 212% on Bitrue Singapore.

OPINION SPECULATION

Citrini Research issued a major buy signal for XRP, arguing that scalability-focused chains including XRP are best positioned for the next leg of adoption growth.

OPINION SPECULATION

Ripple CTO David Schwartz publicly addressed XRPL decentralization concerns, stating the ledger was designed so Ripple could not control it even under legal pressure.

3D ago
MARKET ACTIVITY

XRP spot ETFs recorded net inflows of $3.04M on February 24, 2026.

ONCHAIN METRICS

Reached $1.1B in net assets since launching in November 2025.

ONCHAIN METRICS

Reaches 7.64 million activated accounts as of February 2026.

PARTNERSHIP

Partnered with DSRV and SBI Ripple Asia for joint research on Korea-Japan blockchain remittances exploring XRPL for cross-border settlement.

MARKET ACTIVITY

300 million XRP deposited for lending on Maple platform.

PARTNERSHIP

Integrated with Soil Farm's yield protocol, enabling yield generation on RLUSD through RWA-based vaults deployed on XRP Ledger.

4D ago
MARKET ACTIVITY

XRP ETFs recorded zero net inflows and zero net outflows on February 23, 2026.

WHALE ACTIVITY

Flowed 31 million XRP into Binance, led by whales holding 100,000 to 1 million XRP and whales holding over 1 million XRP.

MARKET ACTIVITY

XRP ETF holdings crossed 1% of circulating supply; recorded net positive inflows every month, including $667M in the first month and $49M in February 2026.

5D ago
MARKET ACTIVITY

Recorded XRP spot ETF net inflows of $1.8446M for the week ending February 22, 2026, while XRP price declined 10% to $1.32.

MARKET ACTIVITY

XRP Ledger's XRP token recorded net ETF inflows of $6.35 million for the week ending February 22, 2026.

ONCHAIN METRICS

Processes approximately 2.5 million daily transactions as of February 2026, representing a 40% increase.

6D ago
RISK ALERT

Fixed critical security flaw in Batch amendment upgrade, audited by Cantina's AI Code Analyzer, flagged by AI bug hunter, preventing unauthorized transactions with no funds at risk.

ONCHAIN METRICS

Recorded $1.93B in weekly realized losses, largest since November 2022.

PARTNERSHIP

SBI Holdings launched a ¥10 billion ($64.5M) on-chain bond issuance, providing XRP rewards for retail investors.

WHALE ACTIVITY

Whales holding between 10 million and 100 million XRP reached their largest supply share in history.

1W ago
PARTNERSHIP

Participated in Aave's Merit-as-a-Service infrastructure alongside Ripple, Ethena, Plasma, and other partners, contributing to $80M in partner-provided incentives during 2025.

MARKET ACTIVITY

XRP ETFs recorded zero net inflows and zero net outflows on February 20, 2026.

ONCHAIN METRICS

Over $5 million worth of real estate has been tokenized on XRP Ledger with title deed backing, land registry integration, and Ripple Custody support.

MARKET ACTIVITY

Dubai Land Department launched secondary trading for tokenized real estate in Dubai on XRP Ledger.

WHALE ACTIVITY

200 million XRP left Binance over a 10-day period ending around February 20, 2026, with the supply ratio on the exchange dropping from 0.027 to 0.025.

PARTNERSHIP

Deutsche Bank expands Ripple integration for global payments.

MARKET ACTIVITY

XRP spot ETFs recorded net inflows of $4.05M on February 19, 2026.

TEAM UPDATE

An early APAC hire has left the Ripple XRP team in February 2026.

PARTNERSHIP

Société Générale launched its €65.8M EURCV stablecoin on XRP Ledger.

REGULATORY

Received conditional approval from the Office of the Comptroller of the Currency for national bank status, allowing it to custody crypto, issue stablecoins, and manage stablecoin reserves under federal framework, joining Circle, Paxos, and Bridge.

PARTNERSHIP

Launched BDACS regulated institutional custody service for XRP in South Korea in 2025.

PARTNERSHIP

Partnered with Hana Financial Group and Dunamu/Upbit for overseas payment system pilots involving blockchain remittance technology.

MARKET ACTIVITY

Generated over $1 trillion in cumulative XRP/KRW trading volume on Upbit during 2025, with XRP being the top-traded crypto asset all year and regularly hitting $1B+ daily volumes.

MARKET ACTIVITY

XRP spot ETFs experienced net outflows of $2.21 million on February 18, 2026.

MARKET ACTIVITY

Generated $1.8B in trading volume on Hyperliquid over a two-week period ending in mid-February 2026.

ONCHAIN METRICS

100 million XRP now generating yield on Flare Networks through minting of 100 million FXRP tokens.

MARKET ACTIVITY

Coinbase enabled XRP, DOGE, ADA, and LTC as collateral for loans up to $100,000 via Morpho on Base for eligible US users (excluding NY).

REGULATORY

Arizona's SB1649 bill creates a Digital Assets Strategic Reserve Fund, adding XRP and Bitcoin as eligible assets.

ONCHAIN METRICS

Payment volumes decreased 90% from an early-February 2026 peak of multibillion-unit daily levels.

MARKET ACTIVITY

Crypto.com is running an XRP App Campaign from February 18 to March 4, 2026, rewarding the top 2,000 users with $10 in XRP for buying or depositing XRP.

MARKET ACTIVITY

XRP ETFs recorded zero net inflows and zero net outflows on February 17, 2026.

VISIBILITY EVENT

Reached 5-week high in social media bullishness, driven by partnership announcements, according to Santiment data. Grayscale also ranked it second most talked about cryptocurrency after Bitcoin.

OPINION SPECULATION

Standard Chartered reduced its XRP end-of-year price target by 65% from $8 to $2.8, citing challenging market conditions.

TEAM UPDATE

Ripple has grown to over 1,500 employees.

MARKET ACTIVITY

Included in Trump Media & Technology Group's planned Crypto Blue Chip ETF filing with the SEC alongside BTC, ETH, SOL, and CRO.

MARKET ACTIVITY

Receives fresh inflows into investment products during the week ending February 16, 2026, while Bitcoin and Ethereum experience outflows and XRP ETF sees declining inflows.

MARKET ACTIVITY

XRP ETFs recorded $4.50 million net inflows on February 16, 2026.

MARKET ACTIVITY

Recorded $1.2 billion in 24-hour trading volume across South Korea's top exchanges (Upbit and Bithumb), leading the local market.

MARKET ACTIVITY

Recorded XRP ETF net inflows of $7.65M during the week ending February 16, 2026.

OPINION SPECULATION

X platform is reportedly in internal testing for stock and crypto trading, with speculation about potential XRP Ledger integration.

MARKET ACTIVITY

XRP spot ETFs recorded net inflows of 3.3 million XRP on February 13, 2026, with Franklin's XRPZ adding 1.12 million XRP, Bitwise adding 1.85 million XRP, and Canary adding 329,970 XRP.

WHALE ACTIVITY

Binance's XRP reserves fell to approximately 2.5 billion XRP, the lowest level since early 2024.

2W ago
TECH EVENT

Launched Token Escrow feature on mainnet, enabling treasury management, automated transactions, and decentralized marketplaces.

MARKET ACTIVITY

XRP ETFs recorded $6.42 million net outflows on February 13, 2026.

MARKET ACTIVITY

XRP spot ETFs experienced net outflows of $6.42 million on February 12, 2026.

REGULATORY

Ripple CEO Brad Garlinghouse joins CFTC's 35-member Innovation Advisory Committee.

PARTNERSHIP

Integrated RLUSD stablecoin on Binance, enabling deposits. Withdrawals will open with sufficient liquidity.

MARKET ACTIVITY

ICE Futures US is launching single token cryptocurrency futures contracts for XRP.

ONCHAIN METRICS

Surpassed Solana in RWA tokenization value.

PARTNERSHIP

Partners with Aviva Investors ($345B AUM) to tokenize traditional fund structures on XRP Ledger, with Ripple supporting issuing and managing tokenized funds.

MARKET ACTIVITY

XRP ETF saw $3.3M in net inflow on February 11, 2026.

WHALE ACTIVITY

Goldman Sachs discloses $153M XRP exposure as of February 10, 2026, representing 0.33% of its $2.36B total crypto portfolio, with $152M in XRP ETF holdings comprising 0.05% of its portfolio.

PARTNERSHIP

Partnered with Doppler to integrate OpenEden's tokenized US Treasuries ($TBILL) and yield-bearing stablecoin ($USDO) into Doppler's yield protocol on XRP Ledger.

MARKET ACTIVITY

XRP spot ETF recorded $6.31M net inflows on February 9, 2026.

MARKET ACTIVITY

Wrapped XRP goes live on Solana, enabling cross-chain access to XRP on the Solana network.

PARTNERSHIP

Integrated Ripple Custody with Securosys and Figment for institutional staking on Ethereum and Solana.

FINANCIAL EVENT

Ripple Labs, the company behind XRP Ledger, achieved a valuation above $50 billion, entering the top 10 most valuable unicorns globally according to CB Insights data.

OPINION SPECULATION

Faces heavy resistance around $2.05 to $2.30 that bulls must clear to flip the short-term trend.

MARKET ACTIVITY

Soil launched RWA-backed RLUSD yield vaults on Doppler Finance across XRPL and Ethereum on February 9, 2026, with a $1M RLUSD cap per vault on each chain and weekly yield distributions starting February 13, 2026.

MARKET ACTIVITY

Recorded net inflows of US$63.1m into XRP ETP products during the week ending February 9, 2026, despite overall market outflows of US$187m.

MARKET ACTIVITY

Bounced 18% after a -43.6% price crash, then climbed 7% to $1.44 following Bitcoin recovery, steadied near $1.45 on February 9th, 2026, facing resistance around $2.05 to $2.30, now trading at $1.36 with a 2% decline.

3W ago
VISIBILITY EVENT

teased major upgrades to the XRP Ledger on 2026-02-05

ONCHAIN METRICS

Reached 78,727 unique addresses in a single 8-hour period, the highest level in 6 months.

MARKET ACTIVITY

Options market volume reached 18.93 million contracts in 24 hours, a record high, with Deribit accounting for 18.64 million contracts (7.39 million calls and 11.25 million puts).

TECH EVENT

Published "Institutional DeFi" roadmap; completed upgrades with built-in compliance features, positioning XRP as a core settlement and bridge asset.

TECH EVENT

Activated Permissioned Domains and members-only DEXs for regulated TradFi institutions with approved participants, enabling trading by February 20, 2026, for on-chain services with regulatory compliance.

ONCHAIN METRICS

RLUSD market cap on XRPL increased 164% quarter-over-quarter to $235 million in Q4 2025.

MARKET ACTIVITY

U.S. spot XRP ETFs launched in November 2025 and reached $1 billion in assets under management in less than four weeks, the fastest among all crypto ETFs since ETH ETFs.

ONCHAIN METRICS

Average daily transactions on XRPL increased 3.1% quarter-over-quarter to 1.83 million in Q4 2025.

MARKET ACTIVITY

Added to Germany's ING Deutschland bank's crypto ETP offerings through products from Bitwise and VanEck.

MARKET ACTIVITY

XRP ETFs ended January 2026 with slightly positive net inflows.

PARTNERSHIP

Billiton Diamond and Ctrl Alt tokenized over $280 million worth of certified diamonds using XRP Ledger and Ripple custody technology in the UAE.

MARKET ACTIVITY

Moscow Exchange plans to launch XRP futures in 2026, alongside Solana and Tron futures.

REGULATORY

Ripple receives full Electronic Money Institution (EMI) license from Luxembourg's regulator, enabling regulated digital payment services across the European Union.

ONCHAIN METRICS

Realized Price reached $1.48

1M ago
VISIBILITY EVENT

Included in a decentralization analysis rating alongside BTC, ETH, SOL, TRX, and ADA, receiving one of the lowest scores in the comparison.

TECH EVENT

Launched 24/7 treasury rails.

WHALE ACTIVITY

Added 42 wallets holding 1 million or more XRP tokens, marking the first increase in millionaire wallets since September 2025.

VISIBILITY EVENT

Hosted XRP Community Day on February 11, 2026, promoted by Gemini, with Brad Garlinghouse, Tony Edward discussing institutional adoption, capital markets use cases, tech developments, community, ecosystem adoption, utility, roadmap, and regional sessions for EMEA, Americas, APAC.

PARTNERSHIP

Ripple entered a partnership with Jeel Movement, the innovation arm of Riyad Bank (a $130B institution), to explore blockchain use cases.

MARKET ACTIVITY

XRP markets went live on Boros platform.

MARKET ACTIVITY

Recorded $18.2 million in investment product outflows during the week ending mid-January 2026.