Received $1.1M in short positions from smart money wallets on perpetual futures markets.

XRP spot trading is now available on Hyperliquid, deployed by Flare.

Ripple is adopting BNY Mellon's institutional digital asset infrastructure, including custody and tokenized cash services.

Integrated with Internet Computer Protocol (ICP) via Chain Fusion technology to enable seamless on-chain swaps between XRPL and ICP.

Added as a margin trading pair (XRP/USD) on Gemini exchange with up to 5× leverage available to eligible clients.

Experiencing declining user numbers according to reported metrics.

A whale accumulated a long position of 3.777 million XRP tokens valued at $7.91 million with an entry price of $2.13 on Hyperliquid as of January 10, 2026.

Partnered with AWS, integrating AWS services with XRPL infrastructure.

A whale opened a $29.9M long position in 14.26M XRP tokens.

EPIC Chain migrated to XRP Ledger in August 2025, providing infrastructure access across 150+ countries for tokenized real estate, credit, commodities, bonds, and collectibles.

Whale transactions (valued at $100K or more) reached 2,802 on January 6, 2026, marking a 3-month high, up from 2,170 on January 5, 2026.

Surged 25% in the first week of 2026, outperforming Bitcoin and Ethereum, with CNBC calling it "the new cryptocurrency darling".

Ripple reaffirms it has no plans to pursue an initial public offering (IPO).

Japan implements a new 20% tax rate that affects XRP and its market position regarding cash inflows in the country.

Surpassed $126,000,000,000 market cap.

Faces liquidation pressure between $1.80 and $2.15 based on leverage clustering as of January 3, 2026.

Locked 700 million XRP (worth approximately $1.3 billion) into escrow on 2026-01-01.

Ranked fifth by number of unique content creators posting about the project across social media in 2025.

Integrated with Europe's TAS Network Gateway to connect traditional banking rails with blockchain settlement.

Partnered with Mizuho Bank, SMBC Nikko, and Securitize Japan to accelerate adoption in Japan's financial sector.

Analysts predict a supply shock could occur in early 2026 based on 1.5B XRP remaining on exchanges and 750M XRP removed from exchanges in recent weeks.

Open interest for XRP futures on Binance dropped to $453 million, the lowest level since early 2024.

Implemented quantum-safe signatures using 2,420-byte proofs, replacing elliptic curve cryptography.

Launched RWA bridge for asset migration pilots with RIO protocol.

Surpassed 4 billion total transactions on the ledger.

Nominated for "Best In Tokenization" award with ceremony scheduled for December 30th, 2025.

A new XRP yield product called earnXRP launched using Flare Network's infrastructure, creating an integration between XRP Ledger and Flare Network.

Building a protocol-native lending system aimed at institutional-grade credit.

Achieved approximately $2.2B in on-chain value transfer on a 90-day simple moving average basis.

Ripple acquired a minority stake in TJM Investments, a U.S.-regulated broker-dealer, to support its trading and clearing operations for digital assets through the Ripple Prime platform.

Has 7.41 million non-empty wallets on its network.

Algorithmic trading for retirement accounts launched through Digital Wealth Partners in partnership with Arch Public, using insured custody at Anchorage Digital with a rules-based SMA structure.

Executives from Ripple met with Senator Tim Scott on December 17, 2025 to discuss crypto market structure bill negotiations ahead of January 2026.

A 7-year-old wallet triggered a $721 million XRP sell-off.

Spot XRP ETFs reach $1 billion in cumulative inflows since their November launch.

Ripple tests RLUSD stablecoin on Ethereum Layer 2 networks including Optimism, Base, Ink, and Unichain, becoming the first U.S. trust-regulated stablecoin on Ethereum L2s.

XRP spot ETFs record $10.89M net inflows on Dec. 15, while BTC and ETH ETFs see net outflows of $357.69M and $224.78M respectively.

CME Group launches spot-quoted XRP futures, adding institutional derivatives trading infrastructure for the asset.

A Ripple partner enters the $300bn stablecoin market.

XRP has declined 42% since President Trump took office, part of a broader crypto market drawdown where higher beta assets underperformed BTC (-18%) and ETH (-10%).

Chris Larsen sold approximately $200M in XRP at $3.60, representing significant insider selling activity by the Ripple co-founder.

Spot XRP ETFs record 30 consecutive days of inflows since launch. RLUSD stablecoin reaches $1.3B market value with $32M in daily trading volume.

Hex Trust will issue and custody wXRP on Solana, bringing a 1:1 backed wrapped version of XRP into Solana's DeFi ecosystem. Ripple's newly approved national trust bank charter will be used to manage RLUSD stablecoin reserves.

Regulatory sources report Ripple has become the go-to platform for tokenization initiatives in UAE, replacing MANTRA Chain's previous market leadership.

CME Group launches spot-quoted XRP futures contracts, expanding its crypto offerings beyond Bitcoin and Ethereum with longer-dated expiries designed for improved accessibility. Cboe Futures launches continuous futures trading for XRP alongside BTC, ETH, and SOL. RLUSD stablecoin expands to Layer 2 chains including Optimism, Base, Ink, and Unichain through Wormhole's NTT standard, becoming the first U.S.-based trust-regulated stablecoin on these chains.

OCC approves Ripple bank charters, progressing from preliminary approval to full approval. XRP ETPs record $245M in weekly inflows, significantly higher than the $77.2M reported in the previous week.

First trustless lending protocol for XRP goes live on Flare through Enosys Loans with 0% interest rates and 110% collateral requirements, reaching over $35M TVL in 48 hours.

U.S. spot XRP ETFs achieve 30 consecutive days of inflows since launch with total net inflows reaching $990.91M, including $77.2M recorded last week.

U.S. regulators grant Ripple preliminary approval to establish national trust banks, marking deeper integration into the traditional financial system.

VivoPower launches a $300 million Ripple equity fund targeting South Korea.

Ripple expands in Europe through a stablecoin payments partnership with AMINA.

Ripple executive publicly supports XRP's launch on Solana at Breakpoint Day 3 conference, marking official endorsement from Ripple for the cross-chain integration.

Phantom wallet users can now access XRP on Solana with integration into prediction markets and perpetual trading. 10 XRP ETF applications are filed with the U.S. SEC awaiting approval.

U.S. spot XRP ETFs record $20.17M in inflows, extending positive flow streak to 19 consecutive days.

The conditional OCC charter approvals pave the way for Fed Master Account access, enabling direct connection to FedWire and liquidity facilities with instant 24/7 settlement capabilities.

Hex Trust to issue wrapped XRP (wXRP) with over $100M in total value locked, launching on Solana, Optimism, Ethereum, and HyperEVM to expand DeFi use cases. XRP ETFs surpass $1 billion in total inflows.

OCC grants conditional approval for Ripple to charter Ripple National Trust Bank, establishing federal banking oversight for the company. BitGo, Fidelity Digital Assets, Paxos, and Circle receive similar conditional trust bank charter approvals.

Coinbase uses Chainlink CCIP as exclusive bridge for cbXRP and other wrapped assets to enable cross-chain deployment.

21Shares debuts XRP ETF (TOXR) on CBOE, with multiple firms including Grayscale, Canary Capital, and REX Shares launching XRP ETFs and custodians including Coinbase, Anchorage Digital Bank, and BitGo. XRP payments volume increases 280%, reaching $1.7-$2 billion in daily transaction flows.

Ripple receives investment from Citadel according to Binance Research market commentary.

AMINA Bank becomes the first European bank to go live with Ripple Payments, providing a compliant bridge between traditional fiat and blockchain rails for cross-border transactions. This expands an existing relationship with AMINA Bank that previously included RLUSD adoption.

XRP adopts the OFT Standard with $100M deploying to Solana via Hex Trust, with more chains coming soon.

Hex Trust announces issuance and custody of wXRP on Solana with over $100M in TVL, enabling XRP trading and liquidity with RLUSD across supported chains.

Hex Trust to issue and custody wrapped XRP to expand DeFi utility across multiple blockchains.

cbXRP becomes available for everyday spending through Cypher card on Base network.

Ripple officially closes $200M acquisition of Rail stablecoin platform and seeds 21Shares XRP ETF with 100 million XRP.

Ripple closes acquisition deal with Rail to enhance its end-to-end stablecoin payment solution.

Daily transaction fees decreased 89% from 5.9k XRP to approximately 650 XRP per day since the beginning of February, reaching the lowest levels since December 2020 according to Glassnode data.

Spot XRP ETFs reach 19 consecutive days of inflows.

The University of Kansas operates a node on the XRPLedger's unique node list.

21Shares XRP ETF (ticker TOXR) goes live on CBOE exchange. Gemini adds support for RLUSD on XRP Ledger for near-instant settlement and lower fees.

Coinbase partners with Chainlink CCIP to expand wrapped assets including cbXRP to new chains. XRP ETFs recorded $245 million in inflows last week as part of crypto funds' total $716 million weekly inflows.

There are 124 active crypto ETP filings across all assets, with XRP ranking third after Bitcoin and baskets.

21Shares XRP ETF receives approval with ticker symbol "TOXR" and is backed by 100 million XRP as seed capital.

Vanguard opens XRP ETF access to over 50 million clients after reversing anti-crypto position. Total XRP ETF inflows near $1 billion milestone.

On December 10, XRP spot ETFs posted total net inflows of $10.2 million.

Total Fees Paid per Day on XRP (90D-SMA) declined 89% from 5.9K XRP/day in early February to 650 XRP/day, the lowest level since December 2020.

CBOE certifies its approval to list and register the 21Shares XRP ETF.

Gemini adds support for Ripple stablecoin RLUSD on the XRP Ledger.

Support for RLUSD is being added to the XRP Ledger, bringing near-instant settlement and lower fees.

Exchange-held XRP reserves fell by $1.32 billion over one month, declining from $7.03 billion on November 10 to $5.70 billion on December 10.

Vanguard opens its brokerage platform to crypto ETFs including XRP, providing access to 50M+ brokerage clients. Total XRP ETF-held net assets reach $945.49 million.

Bitwise 10 Crypto Index ETF (BITW) manages $1.25B in assets with XRP as one of 10 cryptoassets tracked. XRP spot ETFs saw $8.73M net inflows on December 9.

RenzoProtocol launches Renzo Reserve institutional-grade vault with $600m AUM USCC fund as first integrated strategy, including XRP basis trading yield alongside BTC, ETH, and SOL.

OCC Interpretive Letter 1188 (December 9, 2025) authorizes banks to act as regulated intermediaries for crypto including XRP, extending brokerage and custody functions, while Letter 1184 (May 2025) permits banks to execute crypto buy/sell orders for customers.

Office of the Comptroller of the Currency issues Interpretive Letter 1183 on December 5, 2025, authorizing national banks to provide crypto custody and trading services without prior approval, and Letter 1186 (November 18, 2025) permits banks to hold XRP, BTC, ETH, and SOL on balance sheets for operational purposes.

REX-Osprey launches XRP-specific ETF with ticker XRPR in the U.S., bringing total XRP ETF inclusion count to 8 funds.

Bitwise 10 Crypto Index Fund ETF begins trading on NYSE Arca following SEC clearance, with XRP included as one of 10 cryptoassets in the diversified fund.

CFTC authorizes only Bitcoin, ETH, and USDC for US leverage trading, excluding XRP from the approved list.

Ripple completes $500M share sale at $40B valuation to Wall Street institutions with special terms including guaranteed-return sell-back options and priority treatment in bankruptcy or sale scenarios.

Ripple's global partner success lead Luke Judges states in December 8 Cointelegraph interview that XRPL needs to adopt Solana-style strategies for faster execution and developer-friendly tactics to remain competitive, acknowledging XRPL risks falling behind despite superior reliability and institutional focus.

Singapore's Monetary Authority (MAS) expands Ripple's Major Payment Institution license to allow full cross-border payments and regulated XRP and RLUSD services.

XRP Spot ETF reaches $1B in AUM in under 4 weeks, fastest crypto ETF since ETH in the US. Current whale inflows total $2.30B.

XRP sees $245 million institutional inflow last week according to CoinShares crypto financial flows report.

Robinhood offers XRP futures with lower fees and more leverage targeting savvy crypto traders.

Whales sold 510 million XRP in the past week.

Ripple completes $500M share sale valuing company at $40B with terms allowing investors including Citadel to sell shares back at preset higher price guaranteeing profits. Ripple makes strategic investment in Open Eden to expand tokenisation platform alongside Anchorage Digital and Selini.