what's xplace?
XPlace is a blockchain-based platform enabling onchain credit for cryptocurrency holders. It allows users to access credit lines up to $750k without needing to sell their assets, facilitating spending directly from wallets in a decentralized manner. The protocol emphasizes fully onchain credit mechanisms, distinguishing itself from prepaid models by integrating seamless borrowing against crypto holdings. Users can secure early access prior to the live launch, targeting a lifestyle upgrade for high-value wallet owners through integrated financial tools.
xplace has a Q4 2026 Solana airdrop, plus 2% cashback and 16% APY on savings.
Links
x.com/xplaceappOperates a live point system where each payment made using an xplace card earns users $XP points.
Integrated with RelayProtocol to enable seamless multichain deposits and instant USDC on Solana.
Announced a token.
Airdrop scheduled for Q4 2026 on Solana.
Offers up to 2% cashback worldwide on card spending and up to 16% APY on savings deposits.
Partnered with Solana Mobile, launched on its dapp store, offering 20% off memberships, 2.5% XP airdrop allocation, bonus XP bundle, and custom Seeker virtual and physical cards.
Listed as a new protocol in a daily crypto newsletter compilation on December 28, 2025.
xplace partners with MoonPay to enable cardholders to buy and sell crypto directly through MoonPay using multiple payment methods.
Shipped Solana credit card, integrated Seeker Season 2 with custom virtual and physical cards.
A platinum club membership tier exists with an associated platinum card wallet, featuring a sponsorship mechanism for new members.
Solana co-founder Anatoly Yakovenko shared the project.
Waitlist is live with an XP points system where users claim points for early participation (500-700XP reported by participants).