what's world liberty financial?
World Liberty Financial is a decentralized finance (DeFi) project backed by the Trump family, aimed at bridging traditional finance (TradFi) with blockchain technology through on-chain products. It focuses on empowering the USD via stablecoins and providing governance through its native token, WLFI. The project emphasizes mass adoption of DeFi protocols, including lending platforms and liquidity mechanisms. Key features include token sales for governance rights, partnerships for integrations like sUSDe, and mechanisms such as buyback and burn proposals to reduce circulating supply. It has raised significant funds through verified sales and is positioned in narratives around regulatory clarity and institutional crypto adoption.
World Liberty Financial minted $25M USD1, burned $3M, with 4x collateral & 20% unlocked supply.
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Minted $25M in fresh USD1 stablecoin.
Burned $3M in USD1 stablecoin.
Collateral held on Dolomite exceeds Binance's tradable supply by 4x, with only 20% of total supply currently unlocked.
Accused Justin Sun of using HTX exchange funds to short and dump tokens for profit.
Added batch reallocation (seizure) capability in upgrade on November 19, 2025.
Changed Donald Trump's role from "co-founder emeritus" to "chief crypto advocate" after the WLFI token generation event.
Reached 93% utilization in USD1 pool, preventing withdrawals before draining.
Justin Sun purchased nine figures worth of WLFI tokens.
Declined 75% from its all-time high of $0.46.
UAE royal family firm acquired 49% stake for $500M, undisclosed before Trump's Jan 2025 inauguration.
Received $75M investment from Justin Sun between September 2024 and January 2025, while facing SEC fraud charges.
Allocated 80% of token supply to CIC Digital LLC and Fight Fight Fight LLC.
Sends 75 cents of every dollar to DT Marks DEFI LLC, a family entity with zero capital input and zero liability.
Sold tokens to 600,000 wallets, generating $350 million in transaction fees for the family while those wallets collectively lost $3.87 billion.
Raised $148 million from 220 people who paid for dinner with the president on 2026-05-22, with Justin Sun paying $18.5 million for the first seat.
Appointed Justin Sun and Changpeng Zhao as advisors after they received presidential pardons for federal charges.
Unlocked 16 billion WLFI tokens (20% of presale investor tokens); configured Justin Sun's vesting schedule with 20% instant unlock and 80% remaining with no vesting as of April 2026.
Team information removed from the official website.
Pushed WLFI collateral utilization near its $5.1B cap on Dolomite, maintaining $162 million in active USD1 and USDC loans, collateralized by 4.99 billion WLFI tokens ($402 million) across two multisigs, with recent $40.7M stablecoin borrowing via a USD1-USDC looping structure.
Repaid $25M USD1 loan on Dolomite, reducing its $50M USD1 borrow position collateralized by $244M WLFI, and minted $25M in new tokens.
Takes out a loan collateralized by WLFI tokens on a lending platform operated by one of the project's co-founders.
Has lost $70M in value according to reported data.
Liquidity pools hold less than $10M in core assets backing them.
Team members deposited 406.23M WLFI (4.99% of total supply) into Dolomite, an advisor-linked entity, and borrowed $150M USDC.
USDC utilization has reached 100%.
Completed $65M+ in token buybacks.
Lost $700M after borrowing $75M USDC against $5B illiquid tokens on Dolomite, leaving depositors unable to withdraw; transferred $60M to Coinbase Prime. Faces fraud allegations from Justin Sun, largest outside backer, claiming an undisclosed blacklisting function froze his 545M tokens and blacklisted his $75M wallet August 24, 2025.
Integrated with Dolomite protocol, enabling SolvBTC collateralized stablecoin borrowing across 19+ ecosystems (3-4% interest, 18% APY incentives), WLFI collateralized deposits and borrowing, and building nuclear liquidation on-chain.
Launched new USDC incentive program on Dolomite offering 6.52% APY paid in WLFI tokens.
Partnered with MGX, Apex Group ($3.5T AUM), Securitize, Pakistan Crypto Council, and LSEG (London Stock Exchange Group).
Exploited April 10, 2026; token declined 15% to $0.08 record low, ended 1.5M WLFI rewards staking launchpool on MEXC.
Achieved $45 million in daily trading volume.
Deployed $1.5B treasury into a Nasdaq blockchain treasury offering 13% yield on Monad.
Integrated AgentPay SDK with Claude Code, Codex, Cursor, and OpenClaw tools.
USD1 stablecoin supply on Solana increased 5x to $855M over two months.
Experienced a 124% week-over-week increase in whale transactions ($100K or more) for USD1 token.
Integrated Binance, MEXC using USD1 as futures collateral, and partnered with Aster_DEX to settle RWA perpetuals exclusively in USD1. Also integrates across Zebec Network's product suite on Solana in Q1 2026.
Integrated Sign in with Ethereum (SIWE) authentication standard (EIP 4361) for user login functionality.
Generates daily volumes of around $250M for USD1 stablecoin on Solana.
Planned purchase of up to $250M in WLFI tokens is offered as part of Iranian ceasefire negotiations.
Signed partnership with Pakistan for power grid restructuring.
Built infrastructure on Aave V3 protocol.
Integrated USD1 stablecoin with Kamino, Raydium, and BonkFun on Solana.
Featured as #9 on CoinMarketCap's Weekly Top Gainers list with a +6.63% price increase.
USD1 stablecoin surpassed $100 million in total trading volume on Aptos since launch.
Launched stablecoin USD1, recorded $2.66B perpetual trading volume on Aster DEX during its first week, as SEC dropped lawsuit against the exchange.
Partnered with Perle Labs to reward contributors in USD1.
Described as "the fastest growing stablecoin on Earth" by Eric Trump, though no specific growth metrics or timeframe are provided to verify this claim.
Partnered with Myriad Markets to power their prediction market using USD1 as the settlement layer.
Offers 20.47% APR on USD1/USDC liquidity pool on ThalaSwap v3.
Provides daily pro rata WLFI token rewards for holding USD1 on Aster DEX.
USD1 stablecoin processed $3.4 billion in monthly volume.
Reached 31.7B tokens circulating supply and over 100,000 on-chain transactions.
Spacecoin partners to bring USD1 DeFi services to unbanked populations via satellite infrastructure.
Transferred 135M WLFI ($12.52M) to Binance on March 19, 2026, for its USD1 campaign. Expects incoming governance proposal to unlock locked tokens for early holders on April 17.
Distributes 2.5M WLFI monthly on CZ/Binance-backed Aster perp DEX for USD1 perpetuals, including 625,000 WLFI as trading rewards in the first week.
Launched 16 spot and perpetual futures trading pairs on Aster on 2026-03-18 on BNB Chain, with USD1 as the exclusive settlement layer for TradFi perpetuals (gold, silver, crude oil), featuring 0 bps maker and 0.5 bps taker fees.
Released open-source AgentPay SDK v0.2.1, enabling AI agents to hold funds and send cross-chain payments with private key protection, budget controls, spending limits, human approval thresholds, and gas token checks across EVMs.
Sold $5 million in access to the platform.
Deployed $168.4M across ETH, WBTC, AAVE, ENA, and LINK positions over 3 days.
Listed on Binance with a dedicated WLFI/USD1 trading pair, offering 7% APR for holding and 8.40% APR as collateral in margin/futures trading.
Deposited 39.7M WLFI tokens (valued at $3.99M) into Binance.
Distributed $40 million through the USD1 campaign.
Treasury wallet receives $28 million in funding.
Plans to launch a mobile app with Apple Pay debit card integration.
Launched World Swap, a USD1-based forex and remittance platform for low-fee cross-border transfers, at Consensus Hong Kong in February 2026, and initiated remittance pilots in Pakistan.
Launched USD1 stablecoin on Solana with Chainlink real-time proof of reserves, updating every 10 minutes. Integrated with BitGo's institutional minting platform for institutional minting, redeeming, and management, effective February 27, 2026.
Enabled OTC conversion of stablecoins (USDT, USDC) to USD1 at 1:1 rate, requiring 10M+ WLFI stake.
USD1 stablecoin reached market cap of $3.1B, ranking #30 globally.
24-hour trading volume exceeded $330 million on 2026-02-18.
USD1 total supply increased to $46 billion by March 2026, with $40 billion held on Binance.
Generated $320M in lending activity in four weeks since launch on 2026-01-12.
Faces requirement from Sen. Elizabeth Warren that anyone owning 10% or more of World Liberty Financial must be disclosed or its bank application will be rejected.
Launched USD1 lending market on Dolomite with 7% APR, $1M USD1 market making incentives, and 5.54% APY WLFI token rewards for USD1 lenders via Merkl.
Approved 3-tier governance staking model (99.16% approval, vote closed 2026-03-13) with 2% APR rewards, 6-month token lock, tiered USD1 stablecoin deposit incentives, 20% unlocked supply losing governance rights, Super Nodes requiring $45M stake. Plans to introduce a governance proposal for early token holders.
Sides with Coinbase against the White House's version of the market structure bill.
Listed on Blockchain.com's trading platform alongside USD1 and GHO.
Scrutinized by Senate Democrat Richard Blumenthal over stablecoin deals and foreign investments via UAE funds linked to Binance; May 2025 resolution condemns financial entanglements with President Trump, whose family controls 75%+ of supply.
Launched a burn-to-redeem event where users can burn 2 Liberty tokens to redeem one Totem NFT (options: THE LEDGER, THE SIGNAL, THE COMPOUND, or THE COLLECTIVE), running from February 24 to February 26, 2026.
Builds cross-chain infrastructure for institutional interaction, providing distribution and stablecoin rails for USD1-style products with real counterparties.
USD1 market capitalization reached $4.75B, becoming the 5th largest stablecoin globally, backed by $4.7B in reserves with $4.61B supply and 100% collateralization ratio verified onchain.
Fell 7% during USD1 depeg event, with liquidity remaining limited according to Bloomberg.
Wallet 0x5041 received 26.6M WLFI tokens ($3.2M) from a World Liberty Financial-related wallet on 2026-02-21, then deposited 6M WLFI ($664K) into Binance on 2026-02-23.
Exploring listing of WLFI tokenized assets on LSEG infrastructure for secondary liquidity trading, pending regulatory approval.
Reached $855M USD1 stablecoin supply on Solana, surging 5x from $160M in two months, with total supply at approximately $4.4 billion.
One holder accumulated a long position exceeding $100M WLFI and maintains $50M in active buy orders, with an additional $170M WLFI moving in 6 minutes.
Applied for a national banking charter with the Office of the Comptroller of the Currency (OCC), facing House Democrat scrutiny over foreign ownership, national security risks, and political influence concerns, detailed in a letter to Treasury Secretary Scott Bessent.
Depegged to $0.98 on February 23, 2026, due to a coordinated short attack involving hacked cofounder X accounts, FUD campaigns, disinformation, large short positions, and deleted posts, before recovering to $0.998-$0.999; no smart contracts compromised.
Accepts USD1 as payment. Extends Earn staking program distributing 235M WLFI tokens weekly to USD1 holders, with rewards proportional to amount held and increased for collateralized USD1, offering up to 13.81% APR through March 20, 2026.
Participated in Mantle RWA Day at Consensus Hong Kong on February 19, 2026, with xStocks, DigiFT, Concrete, Lore, and Byreal, discussing 2026 crypto outlook, RWA distribution, and real-world asset applications.
USD1 is experiencing a high percentage increase in the amount of $100K+ whale transactions on its network.
Added $100M worth of open interest on February 18, 2026.
Distributing $WLFI tokens to early adopters of its stablecoin, $USD1, across partner exchanges.
Launched Truth Predict platform in partnership with Crypto.com.
Operating USD1 Points Program to reward community members and drive adoption.
Tokenizes Trump International Hotel Maldives with Securitize and DarGlobal, in partnership with The Trump Organization, with $300M AUM and $2B projected value, offering fixed yield, loan revenue streams, and planned collateral functionality.
Partnered with Apex Group ($3.5T AUM) to pilot USD1 stablecoin for tokenized fund operations and fund settlement, targeting sovereign wealth funds settling billions by February 2026.
WLFI token rallied 18% coinciding with the opening of World Liberty Forum.
Experienced a price jump ahead of the Mar-a-Lago forum scheduled for March 2026.
Integrated USD1 on Trojan's new terminal on Solana.