what's usdt0?
USDT0 is an omnichain stablecoin protocol developed in partnership with Tether and LayerZero, providing seamless cross-chain liquidity for USDT across multiple blockchains like Ethereum, Solana, and Tron. It employs a lock-and-mint mechanism using the Omnichain Fungible Token standard to ensure 1:1 parity with canonical USDT without bridges or wrapping. The project extends to XAUt0 for tokenized gold, enabling DeFi applications and institutional access to stable assets in a unified, efficient ecosystem.
usdt0 launched Celo XAUt0 Market on Morpho with Featherland-curated liquidity.
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Launched a Celo XAUt0 Market on Morpho using Tether Gold with liquidity supplied by a Featherland-curated vault.
Borrow rates currently sit below 0.1%.
Paused legacy mesh infrastructure on Solana within 90 minutes amid the Drift Protocol exploit to protect liquidity flows.
Reached 5M+ weekly USDT users and 7.2M+ USDT transactions on Celo.
Reached 2.2 million monthly active users on Polygon, representing a 100% increase year-to-date.
Powers Whop's stablecoin infrastructure on the Plasma network, enabling user balance conversion to USDT0 and DeFi yield generation for 21 million users.
Enables seamless transfer of XAUT (Tether Gold) across different locations or networks through its infrastructure.
Integrated with stableflowAI for USDC to USDT conversions.
Kraken enabled USDT0 deposits and withdrawals on Sei EVM.
Featured in Mantle State of Mind Ep. 07 podcast/video episode discussing stablecoin as the DeFi foundation, with @zerolore representing the project.
Reached $1 billion TVL on 2026-03-10.
Reached $980 million stablecoin market cap on 2026-03-10.
Achieved $3.43M TVL in lending pool on Flare Networks via Kinetic Markets with 15.47% APR (30-day average 12.94%).
USDT0 trading pairs on PRJX are yielding around 50% APY.
Ranks 3rd most widely held stablecoin globally.
New USDT0/USDC liquidity pool launched on Trader Joe's Liquidity Book (LFJ) with active rewards on 2026-03-19.
USDXL maintains a redemption floor of 0.98 usdt0, creating an arbitrage opportunity for purchases below this price.
Ranks 3rd by monthly asset sender count among stablecoins, alongside USDT and USDC.
Executed 199 rebalances within its lower-risk vault, saving users 16.6 hours of manual management.
Collaborates with BlockAnalitica to set risk parameters for its lower-risk vault.
Reached $500M supplied liquidity on Aave deployed on Mantle network, ranking #1.
Integrated with TON to bring USDT0 to Telegram's user base.
Integrated with Hedera via LayerZero to enable omnichain stablecoin liquidity and cross-chain dollar movements.
USDT holders on Celo surpassed 10 million, having grown 230% in the past year.
Reached an all-time high quarterly transfer volume of $344.8 billion in Q4 2025.
Deposits on Mantle crossed $600M.
Co-Founder Lorenzo Romagnoli will speak at Stable Summit IV in Cannes on March 27-28, 2026, discussing lock-and-mint design and cross-chain USDT portability.
Monthly volume approaches $10 billion on a recurring basis.
Available in an AUSD-USDT0 liquidity pool on Trader Joe (LFJ) offering 18.6% APR with rewards.
Integrated with Startale App and Kyo Finance on Soneium to enable swaps into Startale USD (USDSC) alongside other assets including USDT, USDC.e, WBTC, ETH, wETH, KYO, veKYO, ASTR, wstASTR, and sSuperUSD.
Surpassed $600M supply on Aave, ranking as the 4th chain to reach this level, with $403.20M liquidity and $188.09M borrows.
Offers 4.42% APY for USDT0 suppliers on Aave, comprising 3.39% APY in aWMNT incentives plus 1.03% base protocol APY, implemented by Merkl in collaboration with ACI and Mantle.
Reached 1.5 million USDT0 minted on Bitget.
Featured on Tether's Public Map of USD₮ Ecosystem Worldwide.
Achieves approximately 143% yield in a KDK-USDT0 liquidity pool on KodiakFi as of February 16, 2026.
Listed on Bitget exchange, expanding access to unified stablecoin liquidity on Morph.
Polygon upgraded to native USDT0 on 2026-01-15
Expanded unified USDT liquidity from 18+ chains to Morph Network.
Operates LayerZero OFT standard via Everdawn Labs, locking native USDT to mint omnichain USDT0. Received investment from Tether Investments and improved transfer speeds.
Available for bridging on Across Protocol where users can bridge USDC for USDT0.
Available for swapping on Kumbaya with minimal slippage and fees.
Launches on Tempo stablecoin rails with Stargate Finance integration enabling megaETH 1:1 bridging.
Introduced Gas Waiver mechanism in v1.2.0 allowing governance-approved addresses to submit zero gas fee transactions for users, enabling transaction execution without holding gas tokens for approved scenarios.
Surpassed $80B in transfer volume across 21 ecosystems, with $500M in 24-hour trading volume.
Co-founder zerolore scheduled for interview on Leviathan News YouTube channel on February 4, 2026 at 5 PM UTC.
Deployed on Canton Network as a Super Validator with outcome-linked maximum weight of 10 and core dollar rail.
Reached 56,000 holders of XAUt0 on Celo.
Added as a quote asset on pear_protocol's platform.
Participated in Neo Finance Special event alongside Maple, Ether Fi, and other speakers.
Integrated as a tipping payment method on Rumble video platform, enabling 58 million monthly active users to tip creators via Arbitrum.
Listed among stablecoins expected to be active on Arbitrum in 2026 in a community member's outlook post alongside USDC, Nerite, and PayPal.
Received "Best In Interop" award at The Rollup 2025 Awards Season on December 31, 2025.
Achieved $4.6B in spot trading volume during Q3 2025, representing 75% quarter-over-quarter growth.
Achieved over 19,000% growth in perpetuals trading volume during Q3 2025 (90-day period).
Surpassed 4 billion lifetime transactions on the network.
Enabled deposits and withdrawals via Plasma network on Crypto.com App.
Submitted as an incentive token in a reward vault request for the KDK/USDT0 pair on Kodiak protocol alongside KDK and wBERA.
Available in a liquidity pool paired with USDH on Nest Exchange with 43% APR reported.
Velodrome Slipstream on Unichain offers LP rewards of ~456% for USDT0-WBTC pool and ~277% for USDT0-WETH pool.
Selected LayerZero as canonical interoperability provider, using its messaging infrastructure for asset expansion including USDT0, Frax Finance, Theo Network, and Ether.fi.
Rhea cross-chain lending/borrowing platform launches on Bera chain with USDT0 support, enabling users to supply USDT0 for yield or borrow USDT0 using collateral from other chains.
XAUT0 market cap increased 269.4% in the past month on Plasma platform.
USDT0 deposits and withdrawals are now available on Plasma network.
Lombard Finance integration enables BTC.b as native collateral for borrowing USDT0 on Stable, while Morpho deployment rewards 10,000 LUX per BTC.b during the first 21 days after mainnet launch.
Began pre-deposit campaign Dec 9th on HyperEVM, went live on Velora, powers Tether operations on Hyperliquid with LayerZero, achieves $5.72M TVL and 19.13% APY, despite GlueX aggregator ceasing operations on HyperEVM, primary route for USDXL GSM traffic involving usdt0.
USDTO integrates with Sei Network to provide omnichain Tether liquidity routing as part of Sei's institutional stablecoin stack.
Stable blockchain reaches ~$1.9B market cap with no retail round conducted (insider-only distribution), while USDT0 captures economic value as $STABLE serves as fixed-supply governance token that doesn't collect gas fees.
Stable blockchain mainnet launches with Stargate integration enabling unlimited size USDT0 transfers and WalletConnect providing day one support for the network.
Deposits for Stable blockchain now open on Bitfinex exchange, enabling access to the blockchain where USDT0 functions as gas.
LayerZero integration enables USDT0 bridging to Rootstock, providing native stablecoin liquidity for payments, on-chain settlement, and DeFi on the Bitcoin Layer 2.
USDT0 records +100.2% market cap growth on Sei Network in the past month, ranking as fastest growing stablecoin by 30-day growth rate.
Equilibria now accepts USDT0 and PlasmaUSD deposits with vePENDLE boosted yields and additional WXPL rewards claimable on Merkl.
Flipster exchange supports USDT0 transfers on Arbitrum and Hyperliquid HyperEVM chains.
Velodrome Slipstream on Ink network launches USDT0-WETH liquidity pool offering ~490% APR rewards.
Stargate bridge now supports USDT0 transfers on Mantle with 1:1 rate and zero fees or slippage.
Bybit enables zero-fee USDT0 deposits and withdrawals to Mantle Network, making Mantle the largest exchange-linked L2 and first exchange-related network for low-cost stablecoin settlement.
USDT0 goes live on Curve Finance on Monad network with a lending pool offering 12.74% APR and $3.8m in deposits.
Launched on Merchant Moe DEX with a USDT/USDT0 liquidity pool on Mantle network.
Folks Finance launches on Monad with USDT0 lending and borrowing markets, offering 5000 $FOLKS incentives for depositors.
Listed on Sei Network alongside USDC, PYUSD, and AUSD for on-ramp and cash-like efficiency.
USDT0-WBTC liquidity pool on Velodrome Slipstream offers ~991% APY rewards on Unichain.
Current rates on LayerBank Rootstock show 4.38% APR for USD₮0 lending and 4.6% for borrowing, with multi-million TVL.
XAUT0 borrowing rate on Silo Avalanche is currently 0.3% with $1.2M liquidity available, while USDT lenders earn 8.1% APR.
USDT0 becomes available on Monad blockchain through Stargate bridge integration, allowing users to deposit with no slippage.
$50k in incentives are now live on Rootstock for USD₮0 supply and borrow activities.
USDT0 receives +$899K smart money inflow over the past week, leading all tracked stablecoins by a wide margin.
USDT0 is one of the two fastest growing stablecoins by 30-day market cap growth percentage and is available on Berachain and Ink on-chain.
Corn Loyalty Program launches today with a quest-based system where users earn XP to unlock vaults and receive $CORN token rewards.
Bitfinex launches support for XAUT0 deposits and withdrawals on Solana blockchain, enabling faster transactions and lower fees for customers.
USDT0 integrates Chaos Labs Proof of Reserves Oracle, enabling on-chain viewing of total supply across all chains, reserves backing the supply, and collateralization status.
The token offers 11.2% supply APR on Silo platform as of November 17.
WBTC-USDT0 liquidity pool goes live on Velodrome Slipstream on Unichain network with ~126% APR rewards.
XAUt0 launches on Squid platform, with each token backed 1:1 by Tether Gold on Ethereum and physically redeemable.
native_fi deposits $3k in USDT0 incentives via Penpie Voting Market, offering over 16% APR for vlPNP voters backing the nWBTC pool.
USDT0 positions at the center of Corn's next evolution in the "StableCorn era."
Binance lists STABLE/USDT pre-market perpetual contract on November 6 at 12:00 UTC for Stable, a stablecoin blockchain project supported by USDT0 and Bitfinex.
Hourglass institutional vault for Stable Pre-Deposit Campaign Phase 2 launches November 6 at 2 PM UTC, accepting USDC deposits on Ethereum with USDT0 withdrawals available in late December.
Integration with Silo on Avalanche blockchain enables XAUt0 as collateral for USDT borrowing and lending with native yield, AVAX incentives active for USDT deposits.
Velodrome Slipstream on Ink chain lists USDT0 liquidity pools with APRs reaching 3,619% for USDT0-USDG pair and 129% for USDT0-kBTC pair.
24-hour volume exceeds $85M USD, ranking second only to Hyperliquid and ahead of BungeeExchange in comparative volume metrics.