what's stellar?
Stellar is a blockchain platform focused on payments, Web3, and digital financial services, utilizing its native token XLM (Stellar Lumens) and the Stellar Consensus Protocol (SCP). The network recently integrated $3B in real-world assets (RWAs) and supports cross-chain compatibility with EVM, NEAR, and XRP Ledger. Key recent developments include the Meridian 2025 conference held in Brazil, the launch of Meridian Pay (a browser-based smart wallet), and growing memecoin activity through the Lumos Launchpad. The platform has integrated with LOBSTR wallet and Mercuryo on-ramp services, while facing some challenges with spam transactions. Stellar maintains an active global community with regional ambassadors and educational initiatives.
Solv Protocol accounts for 11.64% of Stellar's TVL; EURAU stablecoin launched; CBO discussed stablecoins.
Solv Protocol accounts for 11.64% of Stellar's total TVL.
AllUnity's MiCAR-compliant euro stablecoin EURAU goes live on Stellar targeting banks, fintechs, and payment providers, backed by DWS, Flow Traders, and Galaxy.
Stellar's Chief Business Officer participated in a panel discussion at LONGITUDE PARIS on April 14, 2026, focused on stablecoins and cross-border settlement alongside representatives from Kaiko, Mastercard, and Ethereum Foundation.
Partnered with RektHQ and Defiant News to produce a documentary about the privacy trilemma, scheduled for release on 2026-04-22.
Blend Capital's TVL on Stellar increased 10.9x year-over-year according to an Allium Labs report.
RWA market cap on Stellar reached $854.6 million in Q4 2025, representing a 184% year-over-year increase.
Provided strategic backing to Splyce Finance alongside Sui and Solana foundations.
Integrated with IBM World Wire for cross-border payment infrastructure.
Collaborates with Mastercard on payment network integration.
Partners with Société Générale-FORGE for tokenization services.
Launches Yardstick benchmarking tool for Protocol 26 on testnet on 2026-04-16, with new configuration settings for mainnet upgrade vote on 2026-05-06.
Wirex integrates with Stellar through Ultrastellar to launch native payment rails including cards, accounts, payouts, and stablecoin yield for real-world financial applications.
Volatility Shares launches a 2x leveraged ETF for Stellar.
Hosted an event during EthCC week in Cannes where guest check-ins created Stellar wallets through Privy integration in under 30 seconds.
Collaborated with Allium Labs on analysis of onchain payment infrastructure.
Ranked 4th among Real World Asset projects by development activity in Santiment's monthly rankings for April 2026, maintaining the same position as the previous month.
Delivered a +3.1% token price performance for March 2026 (March 1 to March 31, 2026), ranking third among top RWA tokens and being the only major RWA name holding positive returns by month end.
Presented at Blockworks DAS conference in NYC March 27-29, 2026, making the case for a transparent public base layer with programmable apps, emphasizing open contributions, interoperability, issuer-run validators, and compliance features like clawback and account segregation for institutional clients.
Cross-border RWA payments and stablecoin integrations accelerated with new institutional adoption for remittances and tokenized asset transfers.
Added to Hashdex Nasdaq CME Crypto Index ETF ($NCIQ) alongside BTC, ETH, XRP, SOL, ADA, LINK; ETF options trading live on Nasdaq March 31, 2026.
Partners with MoneyGram for payment services integration; used by Franklin Templeton, PayPal, WisdomTree for settlement, asset issuance, and compliance.
Participating in WalletConnect's "Payments Pulse" talk show panel at WalletCon in Cannes on 2026-03-31 at 12:30 PM, with representation from Tomer Weller discussing digital finance and payments.
USDC market cap on Stellar increased by approximately 20% over the past month ending March 22, 2026.
Zebec integrated native real-time global stablecoin payroll functionality on Stellar during Q1 2026.
Amundi and Spiko launched $100M tokenized Spiko Amundi Overnight Swap Fund (SAFO) on Stellar and Ethereum in March 2026, with the shareholder register hosted on Stellar. Uses Chainlink for NAV reporting and cross-chain interoperability.
Co-hosts apéro event at Le Studio during WalletCon in Cannes on 2026-03-31 17:00-19:00 with RefractionDAO, Hype Partners, and WalletConnect.
Classified as a digital commodity (not a security) by SEC and CFTC week of March 16-20, 2026, alongside 15 other crypto assets.
Integrated with Lava Network for RPC access on mainnet and testnet on 2026-03-17.
Included as eligible asset in T. Rowe Price's Active Crypto ETF SEC filing, covering 15 assets.
DeFi total value locked reached $172M+ in Q4 2025, representing a 284% year-over-year increase.
OpenZeppelin released Contracts for Stellar v0.7.0, adding governance, voting, ZkEmail DKIM registry, RWA improvements, and smart accounts rework, and integrated Relayer Service toolkit for server-less Soroban contract execution, sponsored transactions, and x402 agentic payments.
Expanding market share in the tokenized real-world assets (RWA) sector, which grew 3.3% week-over-week as of March 2026.
Listed among top gainers with XLM ticker alongside HYPE, ZEC, SUI, and SHIB on March 10, 2026.
FTI_US OnChain U.S. Government Money Fund holds $651M in BENJI stablecoin on Stellar.
Hosts Franklin Templeton's BENJI fund for tokenized real-world assets and settlement.
Provides fast settlement infrastructure for tokenized real-world assets with distribution across 180+ countries.
Transfer webhook support goes live, enabling real-time tracking of token movements in and out of wallets.
Integrated Virtual Accounts feature powered by Iron, enabling LOBSTR wallet users to fund Stellar wallets directly from bank accounts using USD or EUR.
Integrated with Goldsky's data pipeline platform, enabling Stellar blockchain data indexing and processing through Goldsky's visual editor and infrastructure.
Integrated with RedStone to provide institutional-grade oracles and price feed infrastructure for its DeFi ecosystem.
Processes over 5 million operations daily on the network.
Featured in regulatory talks at DC Blockchain Summit scheduled for 2026-03-17 to 2026-03-18.
Suffered $10.97M oracle manipulation exploit on Blend Capital V2 (Blend protocol) on February 22, 2026, by pumping illiquid collateral token USTRY 100x on the Stellar DEX.
DeFi protocol YieldBlox on Stellar suffers a $10M exploit through price oracle manipulation of low-liquidity USTRY asset, enabling attacker to overborrow XLM and USDC before validators freeze most funds.
Integrates PayPal's PYUSD stablecoin for settlement on Stellar.
Partners with WisdomTree for integration or collaboration.
Partners with United Nations for integration or collaboration.
Partners with Shopify for integration or collaboration.
Partners with BlackRock for integration or collaboration.
Partners with SWIFT for integration or collaboration.
Partners with DTCC for integration or collaboration.
Partners with Google Cloud for integration or collaboration.
Joins Stable Summit IV as a Platinum Sponsor, with CPO Tomer Weller speaking on privacy-preserving stablecoin payments in Cannes on March 27-28, 2026.
Concluded red packet airdrop campaign with Solv Protocol, distributing $2,026 XLM to Stellar addresses on 2026-02-23.
Participated in Multichain Day event with a Stellar representative on February 16, 2026.
Chainalysis upgraded its support to automatically track Stellar tokens, enabling full investigation and compliance workflows.
Chief Business Officer projects tokenization of US treasuries on Stellar to grow from $7.4 billion to over $20 billion during 2026.
CME Group launched XLM, ADA, LINK, and Stellar futures on February 9, 2026, cash-settled, covering over 75% of total crypto market cap.
U.S. Bank is testing custom issuance of its stablecoin, USST, on Stellar.
Added as collateral option on HTX Collateral Swap, allowing users to borrow USDT, BTC, and other cryptocurrencies against XLM holdings.
Upgraded X-Ray Protocol on January 22, 2026, adding native BN254 and Poseidon for ZK applications, implemented a Poseidon precompile for efficient hash verification, and open-sourced Stellar Private Payments.
Holds $1.4B in tokenized real-world assets (RWAs) on its blockchain.
Won Crypto Project of the Year honors.
Reached $243M+ stablecoin market cap in Q4 2025, up 53% year-over-year.
Processed 1.5 billion transactions in 2025 with average fees below $0.001.
Privacy testnet launches on 2026-01-07.
Stellar tokens receive full support in Trezor Suite desktop app version 25.12.2, including activation and deactivation features to reclaim the 0.5 XLM reserve.
Marshall Islands distributed universal basic income through USDM1 sovereign bonds on Stellar, marking the first national government to disburse UBI on-chain.
Stellar perpetual futures contracts go live on Coinbase Derivatives with 24/7 trading access for both retail and institutional participants.
Solv Asset Pools go live on Aquarius, a leading liquidity infrastructure in Stellar, enabling native Solv liquidity and seamless exchange of assets within the ecosystem.
XLM gains top 10 position in 7-day DeFi social mindshare metrics.
Stellar ranks 4th among crypto Real World Asset projects by development activity according to Santiment's github data, maintaining its position from the previous month.
Franklin Templeton adds XLM to their EZPZ ETF regulated digital asset fund with a 0.3% allocation as of December 1, 2025.
Labeled a centralized cryptocurrency alongside XRP, BNB, and HBAR, with a critical analysis calling it "totally permissioned & centralized despite their misleading claims."
Integrated SolvProtocol, largest onchain BTC treasury, for BTC-backed DeFi yields through Stellar's USDC rails. Utilizes Axelar's interoperability layer for Solv Protocol's yield-bearing products and cross-ecosystem liquidity.
24/7 trading for Stellar monthly futures goes live on Coinbase Derivatives, with altcoin US perpetual-style futures launching December 15.
Onboarded over 1,800 users through cultural activations in Rio de Janeiro and Miami, supported by the Stellar Community Fund. Launched IRL wallet at Stellar House Miami with Privy for wallet creation, art collection points system, and Meridian Pay wallet.
Stellar indexing goes live on Space and Time, providing verifiable data infrastructure to institutions and developers for onchain finance applications.
Reached $1.1B in tokenized RWAs, ranking 5th among blockchain networks.
Franklin Templeton's Franklin Crypto Index ETF ($EZPZ) includes Stellar Lumens as one of eight cryptocurrencies.
Franklin Crypto Index ETF ($EZPZ) now includes Stellar Lumens in its newly expanded lineup of 8 cryptocurrencies.
Stellar receives verification on the European Ledger, Europe's unified blockchain-based financial platform that upgrades the T2S securities settlement system to DLT-based infrastructure for tokenized central bank money and digital assets.
A Stellar House Panel is scheduled for December 4 in Miami.
US Bancorp's stablecoin pilot involves an institution with $664B in assets under management and extends to research on tokenized assets for 24/7 settlement functionality.
U.S. Bank's stablecoin testing on Stellar involves collaboration with PwC and the Stellar Development Foundation.
U.S. Bancorp tests its own stablecoin on the Stellar blockchain, with the bank's head of digital asset products citing asset-freeze capability as a key institutional feature for on-chain stablecoin adoption.
Wirex, a global fintech serving 7 million users and processing $20 billion annually across 130 countries, adds Stellar chain support through Crossmint smart wallets to power new crypto and stablecoin products.
XLM ranks #1 on LunarCrush AltRank today, a metric combining social and market activity to identify outperforming assets.
DeFi TVL rises 20.97% over 7 days to $166.26M, the biggest weekly gain among listed networks.
CoinMarketCap adds new implementation to showcase ISO 20022 compliant projects, listing XLM alongside other standard-compliant cryptocurrencies.
Coinbase Derivatives adds 24/7 trading and perpetual-style futures for XLM alongside 10 other cryptocurrencies.
Partners with MoneyGram for payment integration, discussing stablecoin infrastructure developments at a December 4 event.
LayerZero Foundation announces new integration with Stellar for cross-chain interoperability and ecosystem connectivity.
SolvProtocol expands to Stellar and Canton.
XLM breaks key $0.25 support level amid broader altcoin drawdown.
Partners with Mastercard, Standard Chartered, Bain & Company, OKX, Fireblocks, Zodia, 21X, and Seturion (Boerse Stuttgart Group) on tokenization.
Wirex and Stellar launch dual-stablecoin Visa settlement in USDC and EURC for 7 million+ users.
RedSwan Digital tokenizes commercial real estate via SEC-compliant security token offerings on Stellar and now accepts stablecoins for the platform.
Fireblocks, Solana, Polygon, Stellar, and TON form stablecoin alliance.
XLM records $109M in 24-hour trading volume, ranking third among RWA performers by trading volume.