Core contracts capture a noticeably lower share of Finance gas fees compared to trading-heavy use cases across Layer 2 networks, as measured by growthepie_eth data.

Public sale opens December 17, 11:00 UTC with $200,000 target raise at $20M sale FDV and $25M launch target valuation. Settlement uses $MOVE on Movement chain and $USDC on Base chain.

$ULAB tokenomics allocation details: 45% for liquidity incentives, 10% for airdrops, 15% for team, 15% for seed investors, and 1% for public sale.

Public sale structured as dual-chain deployment on Movement and Base chains, with launch timing described as coming soon.

Protocol introduces Layer Score, a unified on-chain reputation system aggregating cross-chain borrowing history to unlock higher leverage limits and lower rates. Layer Points earned through depositing and borrowing build user reputation within the system.

Public sale allocation set at 1% of the 100M $ULAB total supply.

Protocol revenues dedicated to $MOVE buybacks, with additional $ULAB yields when paired with $MOVE. Community sale and airdrop to community members announced alongside charter membership in Move Alliance.

$ULAB tokenomics officially unveiled with total supply of 100,000,000 tokens launching on Movement L1 as the protocol's governance token.

$ULAB testnet launches with tokenomics features including lock-for-boosts mechanism, compound rewards, leveraged yield farming dashboard with real-time APY, E-Mode risk controls, and Merkl integration for transparent emissions.

LayerBankFi participates in a Movement Townhall on December 11th at 8am PST/4pm UTC where "very big news" will be announced.

The L.Points airdrop program closes with final metrics: 682,993 participants, 386B points distributed over 412 days across 14 chains.

$ULAB Token Generation Event potentially takes place between December 8-14, 2025 according to crypto calendar listing, though marked as unconfirmed.

Protocol announces upcoming reputation-based credit scoring feature that uses cross-chain history to determine credit limits for users.

The protocol raises $2.3M in Pre-Seed funding and reports $50M+ TVL with over 100K users farming L.Points ahead of $ULAB TGE.

A townhall discussing $ULAB TGE on Movement takes place December 4 at 11:00 UTC with Movement Industries, offering rewards to participants.

The final L.Points season launches with 99x multipliers as the last opportunity for airdrop eligibility. Protocol expands to 20+ supported chains with zero bad debt maintained since inception.

Users can now link EVM and Move wallets to merge L.Points balances across chains. Airdrop settlement happens on Movement blockchain and requires linked Move wallet for proper eligibility.

Rootstock integration goes live with WRBTC lending at 3.48% APR and borrowing at 3.89% APR, plus USD₮0 lending at 4.38% APR and borrowing at 4.6% APR. Protocol now operates across 17+ chains.

$ULAB tokenomics include protocol buyback and lock mechanisms with ve-boost system as core features for rewarding ecosystem participants.

Staking $ULAB earns holders a portion of the protocol's weekly fees.

$ULAB Token Generation Event goes live on the Movement blockchain.

Leverage engine is now live, offering BTC looping and cross-chain bridging strategies powered by $ULAB.

L.Points system offers 70-99x multipliers ahead of $ULAB airdrop, and WETH.e borrowing now provides -0.8% APR (users get paid to borrow).

Protocol integrates LayerZero OApp and OFT standard to enable unified cross-chain liquidity and eliminate bridged wrapper assets for $ULAB token across all chains.

$ULAB token launch is imminent, featuring protocol-driven buyback and lock mechanisms alongside ve-boosts and governance.

Protocol now operates across 17 different chains, expanded from 14 chains previously reported.

Protocol reaches $38M+ in TVL with 693K+ users and 36M+ transactions across 14 chains.

$ULAB governance token will go fully omnichain to enable seamless use across every network.

$ULAB token implements deflationary mechanism with 50% of protocol fees allocated to buyback and burn, while xULAB staking provides up to 3x lending yield boosts and DAO governance rights over rates and expansions.

Bridge & Supply feature allows cross-chain deposits of assets like $RBTC or $WRBTC with instant access to borrowing and lending without manual bridging.

LayerBankFi ranking improved from position 90-100+ to 53rd on a mindshare tracking platform that measures capital mindshare and participating users.

LayerBank partners with Rootstock Institutional to provide institutional investors access to transparent on-chain lending markets as part of Phase 1 rollout announced at Permissionless NYC in September 2025.

Platform will introduce $ULAB rewards for every user interaction soon.

Automated looping vaults for mBTC offer base APR up to 76%, with 1 BTC deposits generating over 0.04 BTC per month through automated borrowing and re-supplying with no manual intervention, slippage, or DEX fees.

The Final Season of L.Points drops next week, offering 70×-99× multipliers on deposits during a limited timeframe.

TVL stands at $900M+ with a buyback mechanism that directs 80% of revenue to token buybacks. (ID: 1983914036296348119)

Borrowed volume reaches $18M and remains steady over multiple months according to current platform metrics. (ID: 1983567000124149909)

Rootstock's PowPeg upgrade reduces L1 exit fees by approximately 60% and adds more signers, reducing friction for mBTC operations on the platform. The protocol has passed multiple security audits from top firms.

LayerBank introduces L.Points, a new loyalty rewards system where users earn points through lending, borrowing, and cross-chain interactions to compete on leaderboards for potential airdrops.

TGE is live and the xULAB staking mechanism is operational, allowing users to lock tokens for protocol revenue and boosted APRs.

A ve-staking mechanism for ULAB tokens is actively in development.

LayerBank integrates LiFi Protocol for native bridging functionality, enabling users to bridge assets to any supported chain and supply liquidity in a single transaction flow without switching tabs.

Total market size stands at $51M with total supplied at $11.8M and total borrowed at $528K.

$ULAB distribution includes both stakers and LPs (Liquidity Providers) as recipients of converted interest fees.

The protocol automatically converts borrower interest fees to $ULAB through a DEX and distributes them to stakers as real yield, creating a feedback loop where increased staking tightens token supply.

$ULAB backs LayerBankFi, a DeFi lending platform offering borrowing against deposits, yield earning while leveraged, and position looping features with omnichain capabilities.

Total market size surpasses $90M with 693K+ users and 36M+ transactions processed across 14 chains.

Cross-chain staking via xULAB introduced with governance mechanism allowing stakers to direct emissions and receive boosted APR multipliers for longer lock periods.

New UI released with integrated direct mint and wrapping for Midas mBTC looping on Rootstock, offering up to 135% BTC-denominated yield through automated looping.

LayerBank sponsors a Movement ecosystem event in Korea alongside Chainlink, Privy, and Wallet, indicating expansion into Korean markets and strengthened ties with Movement Labs ecosystem.

Current incentive campaign ending August 25th shows only 225 participants for $500k+ in rewards, indicating underutilized yield opportunity.

New Golden Sats challenge launches with LilPudgys NFTs and $RIF token rewards for supply/borrow activities.

New integration with Rootstock and Merkl enables BTC-native rewards streaming, with incentivized markets for RBTC, ETH, and USDT.

Incentives increased 44.7% with 7+ new markets added to enhance yield opportunities.

New integration with Plume Network enables one-click leverage looping for RWA assets including T-Bills and credit ETFs.

New looping feature launching with 3x leverage capability and 52.5% net APR.

Supply and borrow activities now earn Aura tokens through new Nibiru Chain Block Party event with competitive leaderboard.

New integration with BSquared Network and Hyperlane enables Bitcoin yield opportunities through Nibiru platform.

LTV limits removed with high APRs available; new $MOVE farming rewards for borrowers.

300,000 MOVE token rewards program goes live, offering incentives for deposits and borrowing with 48-hour claim periods.

Supply and borrow activities will earn $MOVE token rewards in upcoming incentive program.

New wallet integration enables seamless connection of EVM and non-EVM wallets.

Integrating with Beyond Tech to bring Bitcoin support, enabling yields on major Bitcoin tokens across 100+ chains.

Decentralized cross-chain lending platform launching on Nibiru, built on over-collateralization model

Now live on Taiko Mainnet with Liquidity Royale Season 3 offering 1.2M $TAIKO prize pool for 100 users until March 17, 2025.

Announced partnership with Taiko for DeFi ecosystem development with focus on liquidity and accessibility.