what's karma wallet?
Karma Wallet is a decentralized wallet and protocol designed to facilitate crypto payments and banking alternatives through a unified smart contract system. Its core value proposition lies in simplifying global money flows by enabling low-cost, efficient stablecoin transactions, addressing the underutilization of stablecoins in daily commerce. Key technical features include a single smart contract powering a versatile card for transactions, with recent fee reductions to 0.25% to enhance competitiveness, and integration with blockchain protocols for secure, user-shaped financial products. The project targets users and builders in the decentralized finance space, positioning itself to capture a share of the trillion-dollar stablecoin market by promoting adoption in everyday banking scenarios. It emphasizes a mission to decentralize big tech influences in finance, fostering community-driven innovations.
Karma Wallet featured on MCGlive X assetdash PreShow segment, January 26, 2026.
contract
solana
Featured in a PreShow segment on MCGlive X assetdash on January 26, 2026.
IBAN payment solution processed $80,000 in transaction volume in a single day.
App launch scheduled for 2026-01-24.
Partnership with Sleepagotchi revealed alongside a Karma drop going live, expanding the ecosystem collaborations for reward distribution.
Haiku-powered integration with HyperSwap v2 and v3 pools is now live, enabling one-click multi-pool deposits with Karma rewards.
A collaboration with AngryDynomites launches an idle resource management and risk-to-earn event using FISH and Karma tokens with starting prizes.
The FISH/USDC liquidity pool rewards program is now live, allowing liquidity providers to earn FISH and Karma tokens.
New one-month rewards program for FISH/USDC pool begins next Wednesday, distributing FISH and karma tokens to liquidity providers excluding foundation LP.
Platform migration completed from Believe to Meteora, changing token labeling on trading platforms including Axiom and Jupiter Pro without altering the contract address or liquidity pool.
$SANA mentioned alongside $KARMA as neobank projects building on Solana.
Trader assesses that competitor $Avici is "much further down the line" in development and adoption compared to the project, positioning $Avici as better placed to become the neobank leader onchain.
Current market cap at $2.6 million as neobank competitor $avici secures nearly $5 million committed for ICO on metadao.
Current market cap stands at $3 million. Cards feature non-KYC physical and virtual functionality with Apple Pay and Google Pay compatibility, ATM withdrawal capabilities, and stablecoin spending.
Smart money accumulates $KARMA in the NeoBanks category according to Nansen AI analytics.
Visa card unveiled as part of the neobank protocol offering with large total addressable market.
Experienced crypto trader with 8 years in the space lists KarmaWallet in the RWA, Neobank and Payment category as having significant potential as the market recovers.
Upcoming metaDAO sale announced and flywheel mechanism documentation published.
New collection opportunity launched at 30 tz on Tezos blockchain.
Whale position shows 3x gain ($170k to $550k) indicating strong upward momentum
GAP feature goes live on Farcaster platform, allowing users to tip projects using Celo assets.
New partnership with Self Protocol enables private verification for DAO participants and funders.
Points system converts to Onchain Imprint NFTs, maintaining user history and suggesting expanded future utility.