what's fold app?
Fold App is a Bitcoin rewards platform that enables users to earn satoshis (fractions of Bitcoin) on everyday spending. It offers a debit card integrated with Visa, allowing seamless dollar transactions while accumulating Bitcoin rewards on purchases. The app supports features like daily spin wheels for additional sats, Lightning Network payments for fast and low-cost Bitcoin transfers, and partnerships with merchants for enhanced rewards. Users can deposit fiat, buy Bitcoin directly, and withdraw rewards to self-custody wallets. Fold emphasizes Bitcoin accumulation without traditional loyalty points, focusing on direct BTC rewards. It includes mobile apps for iOS and Android, Apple/Google Pay integration, and tools for high-yield savings in Bitcoin contexts. The platform positions itself as a Bitcoin-native banking alternative, facilitating direct deposits, bill payments, and grocery spending while stacking sats. It has expanded to include credit card waitlists and metaverse-like experiences, all centered on promoting Bitcoin adoption through practical financial tools.
Fold App expanded service to all 50 US states, including NY, via BitGo's federal bank charter.
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x.com/fold_appStock declined 75% year-to-date as of December 26, 2025.
Expanded service availability to all 50 U.S. states, including New York, enabled by BitGo's federal bank charter.
Company adds General Counsel to team.
Fold App partners with Steak 'n Shake restaurant chain for Bitcoin Burger rewards program where customers can redeem receipts for $5 in bitcoin while supplies last.
Fold App confirmed as exhibitor at Bitcoin Alpha event alongside 7 other Bitcoin-focused companies including Arch Lending, Libre, Orange Pill App, The Bitcoin Adviser, Zeus, AI labs, and Milo.