what's Valeo?

Valeo is a self-custodial neobank built on the Solana blockchain, integrating wallet, swaps, payments, and everyday banking into one intuitive app. Users retain full control of their funds while enjoying features like VPay for instant USDC transfers using dynamic animated codes, eliminating QR scans for seamless in-person payments, bill splitting, or merchant transactions. The platform emphasizes privacy, reliability, and user-centric design, with AI agents enhancing functionality and upcoming virtual/physical cards (including limited metal editions) for crypto spending. Currently in public iOS beta via TestFlight, it supports real-time performance tracking and is expanding towards App Store launch and broader ecosystem growth.[[1]](https://x.com/i/status/2021887711150584303)[[2]](https://x.com/i/status/2021222625603887232)