what's TermMax?
TermMax is a decentralized finance (DeFi) protocol designed as a fixed-rate borrowing and lending marketplace. Built on Ethereum and Arbitrum, it leverages next-generation automated market maker (AMM) technology to provide efficient leverage solutions, allowing users to borrow and lend at predetermined rates with features like one-click looping positions and range orders. The platform addresses key DeFi challenges by enabling customizable pricing curves, fixed-rate debt with maturity dates, and flexible liquidation mechanisms that support real-world assets (RWAs) and low-liquidity tokens. It creates dedicated credit markets for token pairs, mimicking traditional fixed-income structures while enhancing accessibility for leveraged yield strategies through its user-friendly interface and upcoming institutional features.
TermMax launched a 40M XP competition for voters, following a Binance XP giveaway.
Links
x.com/termmaxfiIntegrated with PT-reUSDe on Ethereum, enabling looping functionality for the 25-JUN maturity asset offering 13.08% yield.
Integrated with YieldNestFi to enable borrowing against ynETHx with 2.49% APY earned while borrowing, featuring fixed rates and 2x XP boost.
Launched a new competition with 40 million XP rewards, where 80-90% of the XP allocation goes to voters participating in investment strategy selections.
Partnered with Binance for an XP giveaway campaign running until February 12, 2026 at 3:59 PM UTC+8, requiring users to complete 5 consecutive daily check-ins on BNB Chain to earn up to 251,500 XPs and unlock badges.
New liquidity pool tmvUSDT0 30Apr26 launched on Pendle v2 on the PLASMA network on January 13, 2026.
Mentioned as a platform supporting loopable PT-jrUSDe (USDe) market expiring on 2026-01-15 alongside Euler.
Alpha Markets achieves $20M+ volume since November launch. New Tier-Up Challenge introduced with AP multipliers up to 1.2x based on cumulative trading volume, and Mindshare Program MP explicitly tied to future airdrop distribution.
TermMax Alpha Markets launches as the first call/put options platform on BNB Chain with live markets for $ARTX, $RIVER, and $4 tokens. The Mindshare Program launches with point-based rewards for community engagement and 10% referral earnings on invitees' AP and XP.
Alpha Markets launches as the first call/put options trading platform on BNB Chain with dedicated markets for Binance Wallet Alpha projects including $ARTX, $RIVER, and $4. The launch includes a new Mindshare Program offering points-based rewards for content sharing, referrals, and platform activity.
TermMax is featured as an Immunefi customer, implementing security services through the bug bounty platform.
TermMax vault receives governance approval from BGT Foundation Guardians as a new non-DEX RFRV, introducing boosted HONEY yield opportunities.
Launches fixed-rate lending and borrowing on Berachain, supporting HONEY borrowing against iBGT, PT-iBGT-25DEC2025, and siBERA collateral through integration with Infrared Finance.
TermMax listed among DeFi projects expected to have Token Generation Event (TGE) by end of 2025.
V2 launches with atomic orders, smart unwind functionality, and custom Alpha Zone markets.
New SuperUSDC collateral feature launches with leverage options, enabling yields up to 113% APY.
Fixed-rate borrowing locks in 50% APR while base yield rises to 11% APY, enabling leveraged yields up to 50% APR with 2M borrowing capacity.
New Chronicle partnership enables verified price feeds for USDS, WSRUSD, and SRUSD pairs.
Offers 15% APY on USDC deposits, with 7% via Morpho and 8% via pre-token rewards.
New wstETH borrowing feature launches with 16 reward streams available
New pufETH markets launch with lending/borrowing rates up to 3.08% APR and dual token rewards.
New fixed-rate lending protocol launches on mainnet with Pendle integration and leverage features.
Mainnet launch is now live.