what's Spiko?
Spiko is a French fintech company specializing in tokenized real-world assets, particularly money market funds backed by US and EU Treasury Bills. It enables seamless access to risk-free rates by tokenizing UCITS-regulated funds on public blockchains, allowing users to hold, transfer, and utilize these assets in DeFi ecosystems. The platform supports deployments on networks like Ethereum, Polygon, and Arbitrum, facilitating institutional-grade yield-bearing assets with daily interest accrual and instant redemption. Key tokens include USTBL for US T-Bills and EUTBL for EU equivalents, which serve as composable collateral in DeFi protocols. Spiko emphasizes regulatory compliance, transparency through on-chain verification, and integration with high-velocity activities like lending and payments, bridging traditional finance with blockchain infrastructure.
Spiko, an Arbitrum asset tokenization project, listed in a recent 2026 outlook.
Links
x.com/spiko_financeEUTBL and USTBL tokens are supported on Infinit Labs' Prompt-to-DeFi platform for RWA integration into DeFi strategies.
Listed for asset tokenization on Arbitrum alongside Robinhood, Estate Protocol, Theo Network, BlackRock, Ondo Finance, WisdomTree Funds, and FTI US in a 2026 outlook tweet, focusing on non-USD stablecoins.
Co-Founder and CEO Paul-Adrien Hyppolite will be speaking at RWA Paris 2026.
Mentioned in a 158-page report on RWA tokenization published by Europe's largest asset manager with €2T AUM, alongside other pioneers in the tokenization space.
Spiko Finance's EUTBL product crosses $200 million in tokenized assets under management on Arbitrum.
Combined TVL for EUTBL and USTBL reaches $256M on Arbitrum.
Records $2.2M in 30-day revenue and +290% YTD growth, ranking #6 among top RWA projects by revenue metrics in December 2025.
Reached $171.82 million market cap for EUTBL, with 1.3% of supply in DeFi, ranking 10th among RWAs.
EUTBL is the fastest growing product on Arbitrum One.
Arbitrum DAO allocates 35M $ARB into USTBL through STEP program alongside BUIDL, BENJI, and WTGXX at the governance layer.
EUTBL ranks as the 3rd fastest growing tokenized asset on Base chain with +20.8% market cap growth over 30 days.
Spiko accounts for +11% of Arbitrum's netflows over the past month via USTBL/EUTBL products, recognized as one of two RWA protocols contributing to Arbitrum's leading ecosystem performance.
EUTBL (via Spiko Finance) contributes +11% to Arbitrum netflows over the past month as one of two RWA protocols driving ecosystem inflows.
EUTBL and Circle's EURC lead Euro stablecoin growth with category TVL increasing 3x to $750m year-to-date.
EUTBL ranks #4 among fastest growing tokenized funds in the $100M-$1B supply range.
EUTBL ranks #8 and USTBL ranks #18 among fastest growing RWAs on Ethereum based on 30-day TVL growth percentage.
Business grows approximately 250% since the start of the year.
Platform reaches $500M+ in AUM and integrates Chainlink CCIP with Cross-Chain Token (CCT) standard to enable native cross-chain transfers of money market funds.
AUM grows beyond $300M for EU T-Bills Money Market Fund, widening competitive gap against Circle's EURC.
Business expansion to Base network shows vertical growth trajectory despite being smaller than operations on Arbitrum, Polygon, and Ethereum.
Achieves $200M AUM on Arbitrum, surpassing traditional finance competitors.
Major VC firm Index Ventures enters crypto space with new investment, breaking previous non-participation stance.
USTBL money market fund offers $1K minimum investment, attracting 7x more investors than BlackRock's $5M minimum BUIDL fund.
Achieves $146M tokenized assets milestone on Polygon network
EUTBL token achieves 54% market cap concentration on Arbitrum, overtaking Polygon as primary platform.
Integrates Chainlink CCIP for regulated cross-chain transfers, currently managing $380M+ in tokenized money market funds.
RWA integration expands to include uranium, t-bills, and money market funds on Tezos platform.
Strategic deployment on Etherlink platform announced, driven by Tezos ecosystem benefits.
Emerges as leading force in Arbitrum's expanding RWA ecosystem.