Reached approximately $260M in active loans on Sonic Labs in February 2026, representing a ~10x increase since November 2025.

Manages $265M in TVL across vaults integrated with Silo Finance and Morpho, with USDC Turtle vault on Silo contributing 16.08% of allocations at 7.35% 7-day APY as of February 25, 2026.

Ranks in the top 2% of DeFi protocols offering greater than 10% yield on stablecoins.

Holds approximately 50% of DeFi TVL on the Sonic blockchain.

Generated $542.6K in fees over the past 30 days, reflecting a 25.3% increase compared to the previous period.

Reached $172K in deposits into SavUSD's Junior Tranche on Royco Dawn.

Participated in TheTieIO webinar on institutional DeFi engagement featuring Silo Finance representative @ayham_eth on February 11, 2026 at 12 PM EST.

Launched new managed agETH and hgETH vaults on February 5, 2026, curated by Upshift and powered by KelpDAO assets, offering up to 92% LTV and approximately $1.1M ETH liquidity per market.

Launched a TAU-curated leverage loop Fusion vault in collaboration with IPOR (Fusion), infiniFi, and 628Labs, enabling USDC borrowing against siUSD using Silo's isolated markets.

Launched a new rsETH vault allowing rsETH to be used as collateral to borrow WETH with improved loan-to-value ratios and lower borrowing terms.

Pauses USDC distributions to xSILO holders starting February 1, 2026, with distributions continuing through January 31, 2026.

USDC lending pool on Avalanche currently offers 2.23% variable APR.

Lost market share in liquid staking TVL to Splashing Stake after the launch of spSEI on July 17, 2025, with Silo holding 40.1% of liquid staking TVL compared to Splashing Stake's 59.9%.

Silo tests Brevis ZK proof technology to calculate historical user behavior and dynamic incentives.

Involuntary bankruptcy proceedings against Caleb McMeans and receivership over Stream Trading Corp are proposed as a path forward, with Silo Finance named as a creditor in the matter alongside Euler, Re7, Telos, Elixir, MEV, Morph, and depositors.

Investment firm 117partners publicly states they are bidding aggressively on the protocol alongside several other DeFi platforms (Euler, Re7, TelosC, Elixir, MEV Cap), with interest in closing transactions before December 31.

A third party actively buys claims related to the protocol with a final call for year-end bids before 12/31.

Platform adds new Pendle PT markets dated February 19, enabling users to borrow USDC to leverage their fixed yield positions.

GamiLabs, the DeFi arm of Swiss-regulated Gami Capital, launches as a new managed vault partner on Avalanche with two live vaults: Gami USDC and Gami AVAX.

An sUSDX fallout on the platform caused bad debt that affected mFARM vault, with Farm Capital covering half the losses and the remaining losses creating a 3% haircut on redemptions.

Protocol reports 55.27% overall utilization across four chains, with Avalanche at 88%, Arbitrum at 48%, Ethereum at 39%, and Sonic at 40%.

Avant rewards distribution is active, with users earning 1 point per dollar on positions in the isolated markets.

A post-mortem reveals the USDC Arbitrum vault incident resulted from a hard-coded $1 oracle that blocked normal protections and the absence of an emergency pause or guardian system at that time.

Integrated into FractionAI's Stable-Up, an AI-driven capital allocation product that optimizes yield across six DeFi protocols on Base, targeting 7-8% APY.

Users criticize curators Re7 and Silo for their handling of the recent DeFi turmoil.

Three AVAX incentive pools go live on Avalanche for 21 days, offering 1,700 AVAX for savUSD USDC, 500 AVAX for reUSD USDC, and 350 AVAX for savBTC BTC.b.

Four markets are now deprecated ($wstkscUSD, $stS, $wOS, and $savUSD) due to low interest, with positions no longer earning any yield or points. Users are recommended to redeem their assets at earliest convenience.

Avant rewards program goes live, allowing users holding $savUSD or $savBTC positions to earn points on top of their regular yield.

Silo releases an official registry documenting all lenders impacted by the Stream and Stable Labs incidents, with affected addresses and exposures as of November 7, 2025.

Approximately $60M in user funds remain frozen in xUSD and xBTC markets following the xUSD depeg, with community calling for coordination with other affected protocols Euler and Morpho for legal action against Stream Finance.

Silo Finance launches on Injective blockchain in 24 hours.

Lazy Summer Protocol sets deposit caps to zero on their Arbitrum USDC Vault due to ongoing concerns with a specific Silo market (Silo Swaap Lend susdx 127 USDC market), lack of updates from Stables Labs team, and recent USDX depeg.

All xUSD-impacted vaults and isolated markets are hidden from the Silo app to prevent new deposits into high-risk illiquid markets, while existing users retain Dashboard access to manage positions.

Silo Avalanche integrates XAUt0 tokenized gold as collateral and offers AVAX incentives for USDT deposits.

Silo prepares legal action following the Stream Finance collapse and xUSD exposure impacts across the ecosystem.

Withdrawals remain frozen on xUSD/USDC lending market following the Stream Finance collapse. The event creates major structural risks for deUSD token.

The DAO prepares legal action against Stream Finance for failure to repay standing loans and redeem xUSD and xBTC, impacting lenders. Community participation in the legal action is being solicited.

Silo releases transparency report addressing exposure to Stream Finance collapse.

Debt exposure from Stream Finance collapse reaches $285M+ across Silo, Euler, and Morpho, with xUSD stablecoin plunging 76%.

Stream protocol contagion creates massive exposure affecting lenders alongside Euler and Elixir, with $93M in reported losses and unclear recovery process for affected lending protocols.

Revenue reaches $210K in October with $424M TVL and $82K USDC shared with xSILO holders; Arbitrum grows +176% via DRIP and Injective becomes Day 1 launch partner.

weETH ↔ ETH vault on Arbitrum earns 3.1% APR with strong liquidity and isolated design.

Protocol confirms zero exposure to active Balancer exploit; all Silo markets remain secure and unaffected.

User discovers 95% of USDC collateralization in Silo Finance on Sonic is taken by xUSD borrowers, noting the exposure required multiple steps to identify through Beets liquidity pool integration where USDC from pools flows to Silo for lending.

Silo V2 celebrates one-year anniversary with $425M+ TVL, $180M borrowed at 64% utilization, 133K+ users, and 2M+ transactions across 4 chains (Avalanche, Arbitrum, Sonic, Ethereum). Cumulative volumes through V2 reach $19B supplied and $3.4B borrowed.

Completes $S token distribution and launches MEV-managed vaults on Avalanche offering 13.1% APR on BTC.b and 12.1% APR on USDC, powered by Avalanche incentives.

Approximately 3.4 million $S tokens vested from Sonic Gems have been distributed to Silo Point holders, including those with Pendle YT and LP positions. Distributions to integrating protocols are ongoing.

Participates as co-sponsor for DeFi kick-off at EFDevcon with Beefy Finance.

Silo Finance reaches new all-time high market size of $113m on Arbitrum.

Ranked #1 for cost-effectiveness among lending protocols participating in Arbitrum DRiP Epoch 4.

Silo Finance receives backing from Sonic Labs Innovator Fund as part of the lending infrastructure for the Sonic ecosystem.

The protocol will be live on Injective blockchain from Day 1 of its new Public Mainnet launch.

A trader sold their entire $anon holdings to execute a liquidation attack on a team position, reporting being up $4m but considering the execution suboptimal.

Silo V2's liquidation algorithm successfully processed thousands of liquidations with zero insolvencies, demonstrating the protocol's robustness under stress while minimizing collateral taken from borrowers.

Arbitrum deployment achieves 176% TVL growth since the DRIP campaign initiation, with the protocol now supporting over $42m in active loans.

TVL/price ratio increases 81%, suggesting fundamentals are significantly outperforming token price.

A trader claims to be targeting a $1.3M position held by "dani" for liquidation, having accumulated 200k tokens specifically for this purpose.

Utility contracts (routers, leverage) were paused across all deployments after automated monitoring system detected suspicious activity from a curator's new contract, affecting some UI functionality until contracts are unpaused.

Silo Finance reaches all-time high of $100M in total deposits.

Protocol ranks 4th among lending DAOs with 15% growth in active loans over 30 days.

Protocol leads lending sector with 11% weekly growth in active loans, ranking first among major lending protocols.

Protocol captures nearly 40% of SonicLabs Season 2 Gems rewards, estimated at $2.5-$3M value, with new strategies including 10x leveraged points through asset looping and xSILO YTs on Pendle.

New yield farming opportunity offers 2x normal returns for USDC/USDT/USDe liquidity providers through Allo points rewards program.

New ARB incentives launch through Arbitrum's DRIP campaign, offering yield opportunities for stablecoins and blue-chip assets on Arbitrum network.

PT-sUSDf now offers 21% fixed APY on stablecoins, up from previous 17%, with leverage options available on multiple platforms.

Revenue sharing model implements 50% distribution to xSILO holders in ETH and USDC, with protocol generating $4M in fees to date.

Protocol expands cross-chain with Autoleverage launch and upcoming Arbitrum incentives program.

Revenue distribution proposal passes, switching 50% of protocol revenue to direct USDC payments for xSILO holders starting September.

Revenue distribution proposal to share 50% of protocol revenue with xSILO holders in USDC nears approval.

New governance proposal suggests switching xSILO holder rewards from token buybacks to direct USDC/ETH payments for 50% of DAO revenue in 3-month pilot.

New yield farming campaign launches with Benqi Finance offering $22.5k monthly rewards in AVAX, xSILO, and QI for sAVAX-AVAX deposits.

Isolated sUSDf/USDC market reaches $20M TVL as PT sUSDf yield doubles to 17% APY.

New yield farming opportunities available with up to 96% APR through PT-sUSDf loop and 69% APR via PT-sUSDe loop, with varying risk levels.

Earns 17,026 $S through Sonic Labs FeeM program, representing 3x increase from last reported earnings.

Protocol achieves $210M TVL and secures Avalanche Foundation grant, with $250M RWA integration planned via Grove Finance.

New managed vault offers 28.6% APR with 30x Falcon Miles multiplier through Varlamore Capital partnership.

Multiple cross-chain leverage opportunities available with up to 78% APR on Ethereum, 58% on Sonic, and 58% on Avalanche.

New leveraged trading pairs launch across multiple chains, featuring up to 20x leverage for sAVAX/AVAX pair and yields up to 77.3% APR for xUSD/scUSD pair.

New Kaito campaign launches $750k airdrop distributed over 3 months at $250k monthly rate.

Receives 400,000 $S investment from Sonic Labs Innovator Fund while offering 30% yields on stable coins with point multipliers.

Receives SonicLabs grant while maintaining $100M TVL on Sonic chain, representing 22.2% of total chain TVL.

New automatic leverage feature enables one-click 82% APY strategies across Avalanche, Ethereum, and Arbitrum chains through PT-sUSDf/USDC lending and borrowing loops.

Protocol implements token buyback program with current market cap under $50M

Auto-leverage feature launches with up to 10x leverage across multiple pools, offering 57-80% APR opportunities.

SEC declares Liquid Staking Tokens (LSTs) are not securities, creating regulatory clarity for LST market growth and adoption.

New integration with Flytrade enables direct collateral deposits and cross-chain/wallet transactions for CDP management.

New smsUSD stablecoin launches with 24% APY, 7.7x leverage, and 10x Sonic Point multiplier.

Revenue grows 51% to 153k monthly; GSR becomes official market maker

One-click leveraged yield farming now live through UI deployment with SonicLabs and Ethereum markets.

New borrow incentives program launches with 24,000+ $S tokens allocated for wOS/S market, offering up to 34% APY yield opportunities for August.

Trading volume hits $3.1B milestone with upcoming token buyback program.

Auto-leverage feature launching in August to provide one-click access to leveraged yield strategies

Locked iUSD offers 13.86% APY vs sUSDe's 10.86% native APY for 1-week lock duration

TVL on Avalanche chain exceeds $100M, marking significant chain-specific growth milestone.

Large-scale airdrop distributes 3.35M $S tokens to users' wallets without required action.

3.3M $S distributed to S1 holders representing 27.2% of Sonic Gems ownership, with 0.00007 Point conversion ratio.

Protocol generates $2M annualized revenue with $38M FDV, outearning 90% of lending protocols per dollar of FDV, while maintaining top 20 TVL position.

New Varlamore USDC Growth Vault offers 35.5% APR with 31.3% paid in stablecoin yields

Silo Agent goes live on INFINIT platform with full protocol functionality for supply/withdraw and market analysis

Current TVL reaches $42.8M with $10M-$20M daily loan volumes, while new Spark integration enables direct smart contract and dApp deployment on Sonic platform.