Pauses USDC distributions to xSILO holders starting February 1, 2026, with distributions continuing through January 31, 2026.

Silo tests Brevis ZK proof technology to calculate historical user behavior and dynamic incentives.

Involuntary bankruptcy proceedings against Caleb McMeans and receivership over Stream Trading Corp are proposed as a path forward, with Silo Finance named as a creditor in the matter alongside Euler, Re7, Telos, Elixir, MEV, Morph, and depositors.

Investment firm 117partners publicly states they are bidding aggressively on the protocol alongside several other DeFi platforms (Euler, Re7, TelosC, Elixir, MEV Cap), with interest in closing transactions before December 31.

Platform adds new Pendle PT markets dated February 19, enabling users to borrow USDC to leverage their fixed yield positions.

GamiLabs, the DeFi arm of Swiss-regulated Gami Capital, launches as a new managed vault partner on Avalanche with two live vaults: Gami USDC and Gami AVAX.

An sUSDX fallout on the platform caused bad debt that affected mFARM vault, with Farm Capital covering half the losses and the remaining losses creating a 3% haircut on redemptions.

Protocol reports 55.27% overall utilization across four chains, with Avalanche at 88%, Arbitrum at 48%, Ethereum at 39%, and Sonic at 40%.

Avant rewards distribution is active, with users earning 1 point per dollar on positions in the isolated markets.

A post-mortem reveals the USDC Arbitrum vault incident resulted from a hard-coded $1 oracle that blocked normal protections and the absence of an emergency pause or guardian system at that time.

FractionAI launches Stable-Up, an AI-driven capital allocation product that integrates Silo among six DeFi protocols for automated yield optimization targeting 7-8% APY.

Users criticize curators Re7 and Silo for their handling of the recent DeFi turmoil.

Three AVAX incentive pools go live on Avalanche for 21 days, offering 1,700 AVAX for savUSD USDC, 500 AVAX for reUSD USDC, and 350 AVAX for savBTC BTC.b.

Four markets are now deprecated ($wstkscUSD, $stS, $wOS, and $savUSD) due to low interest, with positions no longer earning any yield or points. Users are recommended to redeem their assets at earliest convenience.

Avant rewards program goes live, allowing users holding $savUSD or $savBTC positions to earn points on top of their regular yield.

Silo releases an official registry documenting all lenders impacted by the Stream and Stable Labs incidents, with affected addresses and exposures as of November 7, 2025.

Approximately $60M in user funds remain frozen in xUSD and xBTC markets following the xUSD depeg, with community calling for coordination with other affected protocols Euler and Morpho for legal action against Stream Finance.

Silo Finance launches on Injective blockchain in 24 hours.

Lazy Summer Protocol sets deposit caps to zero on their Arbitrum USDC Vault due to ongoing concerns with a specific Silo market (Silo Swaap Lend susdx 127 USDC market), lack of updates from Stables Labs team, and recent USDX depeg.

All xUSD-impacted vaults and isolated markets are hidden from the Silo app to prevent new deposits into high-risk illiquid markets, while existing users retain Dashboard access to manage positions.

Silo Avalanche integrates XAUt0 tokenized gold as collateral and offers AVAX incentives for USDT deposits.

Silo prepares legal action following the Stream Finance collapse and xUSD exposure impacts across the ecosystem.

Withdrawals remain frozen on xUSD/USDC lending market following the Stream Finance collapse. The event creates major structural risks for deUSD token.

Silo releases transparency report addressing exposure to Stream Finance collapse.

Debt exposure from Stream Finance collapse reaches $285M+ across Silo, Euler, and Morpho, with xUSD stablecoin plunging 76%.

Stream protocol contagion creates massive exposure affecting lenders alongside Euler and Elixir, with $93M in reported losses and unclear recovery process for affected lending protocols.

Revenue reaches $210K in October with $424M TVL and $82K USDC shared with xSILO holders; Arbitrum grows +176% via DRIP and Injective becomes Day 1 launch partner.

weETH ↔ ETH vault on Arbitrum earns 3.1% APR with strong liquidity and isolated design.

Protocol confirms zero exposure to active Balancer exploit; all Silo markets remain secure and unaffected.

User discovers 95% of USDC collateralization in Silo Finance on Sonic is taken by xUSD borrowers, noting the exposure required multiple steps to identify through Beets liquidity pool integration where USDC from pools flows to Silo for lending.

Silo V2 celebrates one-year anniversary with $425M+ TVL, $180M borrowed at 64% utilization, 133K+ users, and 2M+ transactions across 4 chains (Avalanche, Arbitrum, Sonic, Ethereum). Cumulative volumes through V2 reach $19B supplied and $3.4B borrowed.

Completes $S token distribution and launches MEV-managed vaults on Avalanche offering 13.1% APR on BTC.b and 12.1% APR on USDC, powered by Avalanche incentives.

Approximately 3.4 million $S tokens vested from Sonic Gems have been distributed to Silo Point holders, including those with Pendle YT and LP positions. Distributions to integrating protocols are ongoing.

Participates as co-sponsor for DeFi kick-off at EFDevcon with Beefy Finance.

Silo Finance reaches new all-time high market size of $113m on Arbitrum.

Ranked #1 for cost-effectiveness among lending protocols participating in Arbitrum DRiP Epoch 4.

Silo Finance receives backing from Sonic Labs Innovator Fund as part of the lending infrastructure for the Sonic ecosystem.

Earns 17,026 $S through Sonic Labs FeeM program, representing 3x increase from last reported earnings.

Revenue grows 51% to 153k monthly; GSR becomes official market maker

USDC deposits now earn 42.6% APY through savUSD-USDC silo with isolated risk exposure.

GSR appointed as official market maker for SILO token to enhance DEX and CEX liquidity.

Security incident results in 244 ETH loss from treasury while user funds remain safe; incident limited to unreleased smart contract with recovery efforts ongoing.

Platform offers 15 correlated pairs: 8 for yield-bearing stablecoins and 7 for S LSTs and derivatives.

New wBTC-USDC market launches with 4x points multiplier for liquidity providers.

New vault deposits and manager program launch coincide with all-time high revenue.

High-yield farming opportunity available with 129% APY on savUSD/USDT pair, paid in wAVAX.

Earns 5,784 $S through FeeM program, launching developer grants for v2 platform.

Fixed 13% yield available for YT-savUSD on Stable Jack platform.

TVL reaches new all-time high of $212M, indicating growing protocol adoption.

New TVL milestone achieved with 47% market share of Sonic Gems; Silo Vaults launch imminent.

Yield-bearing stablecoin offering 11% APY through market-neutral strategies with USDC/USDT backing.

Cycle rollover ended today, YT-savUSD fixed yield set at 13%, next cycle rollover scheduled for April 19.