what's River?

River is a client-first Bitcoin-only financial institution dedicated to empowering long-term investors. It provides industry-leading security through multisig cold storage, full-reserve custody with no lending or rehypothecation, and robust financial services tailored for individuals and businesses. Every aspect of the platform is engineered by Bitcoin experts to protect client assets and deliver a seamless experience in acquiring, managing, and growing Bitcoin holdings. Key offerings include instant Bitcoin purchases, zero-fee dollar-cost averaging via recurring buys, Bitcoin interest earned on FDIC-insured cash balances (paid out in BTC), direct deposit integration, private client services for high-volume trades, business treasury solutions, beneficiary planning, and Bitcoin mining support. U.S.-based human customer service ensures accessibility, with verifiable proof-of-reserves for transparency.

River holds over 25,000 BTC in custody as of March 2026.