what's RAAC?
RAAC is a decentralized finance (DeFi) protocol designed to integrate real-world assets (RWAs), starting with real estate and gold, into on-chain lending and borrowing ecosystems. It enables users to tokenize physical assets like properties, use them as collateral for loans, and participate in composable DeFi activities with enhanced capital efficiency and stability. The platform operates through mechanisms such as gold-backed stablecoins like pmUSD for liquidity provision and bonding, audited smart contracts for security, and incentive programs including points systems and NFT multipliers (e.g., RAAC Bots) to bootstrap adoption. Users can supply stablecoins via bonds to earn rewards, LP assets for multipliers, and engage in RWA-backed lending without traditional intermediaries.
RAAC launched pmUSD/USDC liquidity pool on Balancer Mainnet with Morpho vault integration.
Links
x.com/raacfiLaunched pmUSD/USDC liquidity pool on Balancer Mainnet with Morpho vault integration curated by kpk_io.
Aggressively accumulated Curve voting power via CVX purchases in recent months.
Featured in Nomaticcap's "Yields of the Week" newsletter with an explainer section titled "What is @Raacfi?"
pmUSD stablecoin is accepted by banks as a payment method or banking service integration.
Launched pmUSD/crvUSD and pmUSD/frxUSD gauges on Votemarket for Curve Finance gauge vote, deploying 100,000 pmUSD and offering vlCVX voting incentives, 10% APR in pmUSD, and 4X RAAC points multiplier, controlling 4.1% of Curve voting power. pmUSD-frxUSD pool yields 18% APY on Convex (projected vAPR 26%-36%) for veCRV, vlCVX, and sdCRV holders.
Integrated with Royco Protocol to enable pmUSD borrowing on Morpho using srRoyUSDC as collateral, with $2M capacity, while maintaining yield.
Discord server appears compromised as of February 9, 2026.
Signed a tokenization partnership with I-ON Digital to bring $200M–$500M of verified gold on-chain, with the first $100M tranche already in the process of tokenization.
Reached $34M+ TVL across Curve pools within 60 days of pmUSD stablecoin launch, including $10M in pmUSD pool and $2.7M in Stake DAO vaults.
Released whitepaper on 2026-01-02.
Launched iREET index real estate exposure token, backed by 16 US houses, generating $34.5K monthly rental income.
Integrated pmUSD stablecoin with Curve Finance and Frax Finance, providing 11-22% APR on pools via Curve Finance incentives.
Launched gold-backed stablecoin pmUSD on December 18, 2025, offering $1M pmUSD with 2-5% rewards for USDT/USDC deposits, backed by $100M in tokenized gold.
Launched points program with $1M stablecoin yield rewards and 8x early adopter boost for pmUSD/crvUSD, pmUSD/frxUSD LPs via StakeDAO OnlyBoost, providing 11,808 pmUSD (~$11,700) extra rewards for Curve LPs for week ending April 3, 2026. Scheduled TGE for H1 2026 for pmUSD holders.
Held pre-mint party with @Raacfi AMA on Discord/YouTube and partnered with @thedefiedge for marketing.
Private beta launches for minting $3M in gold-backed pmUSD stablecoin, exclusive to RAAC BOT holders with points multipliers for early participants.
Launched pmUSD, a gold-backed stablecoin, with a pmUSD/iREET liquidity pool on Curve, enabling up to 25%+ CRV APR on tokenized real estate.