what's PengoPay?

PengoPay is a non-custodial stablecoin payment infrastructure that enables freelancers and businesses to receive global payments without KYC, custody, or complex wallet management. Users can instantly create personalized payment sites or QR codes and generate invoices, accepting USDT and USDC on Ethereum and Solana. Every incoming payment is screened via KYT and AML protocols to ensure compliance and security, with funds settling directly to self-custodial wallets for full user control. The platform bridges crypto and fiat by partnering with licensed off-ramp providers for settlements in over 15 local currencies including USD, EUR, GBP, and emerging market options like INR and VND. Operated by Pengo Technologies Ltd under Abu Dhabi Global Market regulation, PengoPay prioritizes simplicity and scalability, with roadmap expansions to additional chains and protocols like AgentPay for AI-driven payments.