what's PayRam?

PayRam is a self-hosted cryptocurrency payment processor that enables businesses to accept stablecoins and other digital assets without third-party intermediaries. By running on merchants' own servers, it prioritizes privacy, censorship resistance, and full sovereignty over funds. Supporting multiple blockchains such as Ethereum, Base, Polygon, Tron, and Bitcoin—with Solana and TON in development—PayRam facilitates instant settlements in USDT, USDC, and similar assets, routing transactions via optimal low-fee networks. Merchants benefit from no-KYC/no-KYB onboarding, fiat-to-crypto onramps accepting Visa/Mastercard payments settled directly in crypto, and innovative agentic integrations allowing AI agents to deploy payment gateways via simple prompts. Features include merchant dashboards for channel management, self-custodial wallets, and marketplace optimizations to reduce fraud and fees, positioning it as a modern, decentralized alternative to traditional processors like BTCPayServer.

PayRam launched a Polygon payment gateway enabling agents to accept stablecoins via simple prompts.