what's PACT?
PACT is a blockchain protocol building on-chain credit infrastructure tailored for fintechs, neobanks, and emerging markets. It tokenizes private credit through loan NFTs and programmable loan facilities, enabling automated waterfalls, real-time transparency, and borderless execution on the Aptos network. The protocol integrates computing, data, and execution to replace passive ledgers with active financial plumbing, powering money movement, payments, and capital markets. It supports sub-second settlements and verifiable liquidity, addressing inefficiencies in the global credit system for scalable access to billions of users.
PACT Protocol nominated for "Best In Tokenization" award by The Rollup Co, winner Dec 30.
Links
x.com/pactfinanceListed on Kraken, MEXC, and Gate exchanges.
Token serves as the core governance mechanism, allowing holders to vote on protocol changes.
Nominated for "Best In Tokenization" award by The Rollup Co, with the winner announcement scheduled for December 30th, 2025.
Tokenized $300M+ in assets after fully migrating to Aptos in December 2025.
Delphi Digital published a research report covering the protocol.
The protocol has originated over $1.9 billion in loans across more than 900,000 borrowers to date.