what's P2P.me?

P2P.me is a decentralized protocol enabling users to swap USDC for local fiat currencies and vice versa through QR codes and on-chain matching. It connects buyers and sellers directly with verified Liquidity Providers who process fiat via bank accounts while settling USDC on-chain, primarily on Base Layer 2. The system uses zero-knowledge proofs for privacy-preserving verification (zk-social and zk-KYC) to minimize fraud, ensures self-custody via smart contracts, and offers near-instant transactions without centralized intermediaries or bank freezes. Liquidity Providers earn 2% fees on swaps, fostering a global network across multiple countries. Backed by a $2M seed round from Coinbase Ventures and Multicoin Capital, the protocol emphasizes cypherpunk principles and is expanding with the upcoming $P2P token launch via ICO on MetaDAO (Solana), supported by the non-profit P2P Foundation for ecosystem governance and scaling.

P2P.me ICO scheduled for March 26, 2026, on MetaDAO.