what's Open Money Stack?
Developed by Polygon Labs, Open Money Stack is a modular, open-source framework designed to enable seamless cross-border stablecoin payments and onchain money movement. It integrates wallets, on-ramps, compliance tools, orchestration, and settlement layers, allowing financial institutions and fintechs to build programmable money systems without managing disparate vendors. The stack operates across chains with regulated rails for U.S. markets, leveraging Polygon's AggLayer for interoperability. It supports stablecoin issuance, cross-chain transfers, and fiat-crypto bridging, aiming to make all money programmable and borderless through phased rollouts including payments, embedded wallets, and onchain financial primitives.
Open Money Stack processed $2.3 trillion in transaction volume via its infrastructure.
Links
x.com/0xpolygonProcessed $2.3 trillion in total transaction volume through its infrastructure.
Hosting an AMA with Coinme CEO Neil Berquist on January 16, 2026 at 11:00 AM CT to discuss stablecoin payments infrastructure.
Established partnerships with Revolut, Mastercard, Stripe, and SHIFT4 for payment infrastructure.
Reached $3.5 billion in stablecoin supply.
Completed 4 major Gigagas upgrades to the network.
Launched Open Money Stack, a modular infrastructure for regulated stablecoin payments targeting cross-border transactions for fintech institutions, on 2026-01-08.