what's Newrails?

Newrails is a European payment platform and stablecoin issuer licensed as an Electronic Money Institution (EMI) by the Bank of Lithuania, with VASP registration in Czechia. It provides a unified infrastructure combining traditional banking services like Euro IBANs and SEPA access with blockchain-based stablecoins, enabling instant fiat-to-crypto on/off ramps, 24/7 liquidity, and global settlements without intermediaries. The platform targets freelancers, businesses, fintechs, and Web3 builders, offering APIs for account issuance, payouts, compliance monitoring, and programmable money. EURW, Newrails' flagship stablecoin, is a MiCA-compliant electronic money token (EMT) pegged 1:1 to the Euro, fully backed by segregated reserves held in EU-regulated accounts—at least 30% in cash and up to 70% in highly liquid Euro money market funds. Tokens are minted upon Euro deposits and burned on redemption, with zero fees from Newrails (network fees only). Deployed on high-performance chains like Hedera (HTS/HSCS with aBFT consensus) and Monad (ERC-20 with MonadBFT), it supports compliance features such as freezing and blacklisting via audited smart contracts. Regular independent audits and attestations ensure transparency and redeemability at par value anytime post-KYC.

Newrails powers EURW, an EU-regulated, euro-backed stablecoin for payments & tokenized RWAs.