what's MiniPay?
MiniPay is a non-custodial stablecoin wallet built on the Celo blockchain, designed to enable seamless global payments and financial inclusion. Users can send and receive dollar-pegged stablecoins such as USDT, USDC, and cUSD using just a phone number, with transfers settling in seconds for fees under a cent. The wallet integrates fiat on-ramps and off-ramps, allowing instant purchases of stablecoins with local currency and conversions to spend in real-world scenarios like mobile top-ups or remittances. As a standalone app available on iOS and Android in over 50 countries, MiniPay bridges traditional finance and web3 by supporting features like virtual USD and EUR bank accounts for freelancers and businesses. It leverages Celo's mobile-first architecture for low-cost, accessible blockchain interactions, and includes mini-apps for additional utilities such as buying vouchers or earning rewards through on-chain tasks.
MiniPay reached 300k unique USDT buyers in Dec 2025, a 33% month-over-month increase.
Links
x.com/minipayPartners with Kiln Finance to launch a MiniApp enabling users to earn yield on USDT.
Launched Myriad Markets prediction market product with 5000 USDT in monthly rewards.
Redesigned Boost feature, added gamification to reward users.
Integrated with Myriad, bringing the service to MiniPay's user base.
Partners with SquidRouter to launch Gold Vending Machine, a 10-day Lunar New Year celebration offering 10% cashback when buying and holding gold.
Posted a "Real Stories, Real People, Real Payments" video explaining how the app benefits users.
Accepted as payment method by OforgeFoods bakery in Nigeria, which offers a 10% discount for MiniPay payments.
Achieved 300,000 unique buyers of USDT in December 2025, up 33% month over month.
Offers 10% cashback on airtime purchases through the BitGifty Mini App integration.
Integrated major DeFi protocols including Aave, Uniswap, and Velodrome.
Opera, MiniPay, and Celo Foundation announce extended partnership for global expansion, real-time merchant payments, and cards. EtherFi crypto neobank now links directly to MiniPay via DaimoPay.
New cashout options include PIX for Brazil and Mercado Pago for Argentina, allowing direct payments from self-custodial wallets.
Platform achieves 175% year-over-year wallet growth and expands to 60+ countries. EY's Nightfall Layer 3 goes live on Celo, bringing enterprise-grade privacy for B2B and high-value payments.
40+ Mini Apps generate revenues; integrated XAUt0, an omnichain Tether Gold product by SquidRouter.
Platform now hosts 40+ live Mini Apps and stablecoin-backed cards are scheduled to launch in early 2026.
Presents data at Binance Blockchain Week alongside CoinMarketCap and Celo chain on BBW stage.
Celo and Opera extend partnership with goal of reaching 1B users by 2030, with global expansion beginning in 2026. Platform grows to 11M wallets and 300M+ transactions.
Launches 27,000 CELO prize pool for developers to build MiniApps in partnership with CeloEurope.
MiniPay reaches 10M activated wallets and 275M total transactions.
Prezenti Grants awards OurBlockroll a boost grant to launch their card on MiniPay and Farcaster, expanding payment card options on the platform.
MiniPay and Celo join the Superchain, integrating with Optimism's ecosystem of Layer 2 chains.
Rolls out PIX support and expanded Mercado Pago integration at DevConnect, allowing users across Latin America to make direct payments to local payment rails from their dollar stablecoin balance through the Noah-powered "Pay like a local" feature.
Integration with Mercado Pago launches, allowing direct payments from self-custodial wallets for users in Buenos Aires.
Platform reaches 700K+ daily active users with all-time high stablecoin volume recorded.
MiniPay announces support for gold, expanding beyond cryptocurrency assets into precious metals.
Head of Ecosystem Isha Varshney, who scaled the product from 0 to over 10 million users, departs to join Artemis as Head of Revenue after three and a half years at Celo.
Wallet count increased 175% year-over-year with 290M peer-to-peer transactions totaling over $300M processed across 60 countries during the quarter.
Daimo integration rollout completed, allowing deposits from 1200 assets across 20+ chains into Celo USDT with no bridging, swaps, or KYC required.
MiniPay enables deposits from Solana blockchain in seconds through integration with Daimo.
Announces applications for MiniPay Ambassadors program to expand community engagement.
Reaches 10M active wallets milestone and expands to 60+ countries as it marks 2 years since launch.
Reached 13 million active users.
Reaches 8M active wallets and launches virtual USD/EUR bank accounts with ACH/SEPA support through Noah_HQ integration.
Opera browser wallet integration drives 150,000 new users in two weeks, focusing on African markets.
Launches $10 weekly stablecoin rewards and achieves 23K+ users on new microtask earning feature
Mobile app launches on iOS and Android, now available in 50+ countries.
Achieves milestone of 7M active wallets, demonstrating significant user adoption growth.
New Binance Connect integration enables direct cash deposits and withdrawals in wallet.