what's MegPrime?

MegPrime is a fintech platform powered by the MP Token (MPP), a utility digital currency designed for everyday payments and rewards. Users earn tokens on spending via the MegPrime app, including up to 10% back on groceries and bills through the MegPrime Card, P2P transfers in MP Tokens or USDC, and BillPay for rent or mortgages. RentForward tracks rent payments over 12 months to unlock up to $25,000 in equity toward a home down payment, while the MegaLow Rate Program provides qualifying holders access to mortgage rates up to 2% below market through partner lenders. The platform integrates blockchain with traditional finance, offering instant USD conversions and FDIC-insured banking partnerships. It received SEC No-Action relief, classifying MP Token as the first universal U.S. payments token outside securities regulation. Developed by MegPrime Holding and Megatel Homes, it focuses on real-world utility for renters and homeowners without speculative trading mechanics.