what's Lane3?
Lane3 is a blockchain-based private credit platform designed to provide tokenized lending solutions for affordable housing development and community revitalization. It targets impact investors and housing developers by offering short-term, competitive loans for pre-development and construction costs, leveraging decentralized networks to build resilient, mission-driven financial relationships. The protocol tokenizes private credit through innovative instruments like Tokenized Loan Obligations (TLOs) and leveraged portfolio products. This enables efficient capital allocation in decentralized finance, focusing on social impact areas such as nonprofit and DAO communities, while bridging traditional finance with blockchain for greater accessibility and transparency.
Co-founder Elizabeth Cusma spoke at ETHDenver on February 20, 2026, on tokenized securitized loans addressing the housing crisis through Tokenized Loan Obligations for US affordable housing development.