what's KIRAPAY?

KIRAPAY is a non-custodial, intent-based cross-chain payment gateway that enables merchants and businesses to accept cryptocurrency payments seamlessly across over 20 major blockchains and any token. It eliminates the need for bridges or swaps by handling cross-chain transactions natively, supporting instant settlements to preferred assets like USDT or USDC. Users can generate no-code payment links or QR codes via a unified dashboard, with SDK/API integration for e-commerce, SaaS, donations, and ticketing platforms. Built for Web3 interoperability, KIRAPAY features low fees (around 1%), fraud protection without chargebacks, compatibility with 700+ wallets, and upcoming fiat on-ramps. It powers direct on-chain value movement, as seen in partnerships like USDR for RWA-backed digital settlements, focusing on secure, flexible global payments without intermediaries.