what's Homium?

Homium is a fully digital home equity lender and securitization platform that unlocks trillions in trapped US home equity by tokenizing owner-occupied real estate loans on the Avalanche blockchain. It enables investors to participate side-by-side with homeowners, creating a new asset class that serves as an inflation hedge with uncorrelated returns. Leveraging patented technology and partnerships with mortgage lenders, Homium offers an end-to-end solution from loan origination to pooled dynamic securitization. Homeowners receive capital in exchange for sharing a portion of future home appreciation, with loans currently available in states like Colorado and plans for expansion.

Official announcement lists Homium among institutions building on Avalanche.