what's Exa App?
Exa App is an all-in-one onchain banking application developed by Exactly Protocol, designed to bridge traditional finance and DeFi. Users can deposit crypto assets to automatically earn daily yields, access instant fixed-rate loans without paperwork, and spend globally using the Exa Visa Signature Credit Card, accepted wherever Visa is supported. Account creation uses secure passkeys with biometric authentication, eliminating seed phrases, and supports users in over 160 countries without needing a bank account or credit score. The app maintains user custody of funds through smart accounts on blockchain, leveraging Exactly Protocol's fixed-rate DeFi credit markets for stable borrowing and lending. It integrates seamless KYC for card issuance compliant with Visa regulations, combining web3 innovation like programmable money with familiar fintech UX for deposits, payments in installments, and yield optimization.
Exa_App's Gabriel Gruber discussed next-gen wallet infrastructure, super apps, intents at EFDevcon/Dune(con).
Links
x.com/exa_appOffers 15% cashback on card purchases through a partnership with Jumper Perks program.
Gabriel Gruber from Exa_App joins a panel at EFDevcon/Dune(con) with representatives from Privy, Relay Protocol, and MetaMask to discuss building next-generation wallet infrastructure including super apps, intents, and agent execution.