what's Concrete?
Concrete is a DeFi protocol designed to enhance borrowing and lending experiences by mitigating liquidation risks through automated credit facilities. It operates as an appchain, enabling users to borrow assets safely while providing liquidity providers with optimized yields via money market automation. The protocol integrates with various ecosystems like Berachain, supporting features such as earn vaults for diversified strategies and partnerships with projects like Frax and Ethena to facilitate sustainable on-chain yield generation. At its core, Concrete employs programmable vaults built on ERC-4626 standards, functioning as composable asset allocators that dynamically adjust exposure using quantitative frameworks, AI, and volatility models. Users deposit assets like ETH or USDC to receive receipt tokens (ctASSETs), which represent shares in automated strategies across DeFi protocols. This infrastructure eliminates traditional liquidation mechanics, promotes capital efficiency, and enables seamless composability, such as using vault tokens as collateral on platforms like Euler Finance.
Concrete offers a $200K token rewards pool via Binance Wallet for 100+ USDT deposits.
Links
x.com/concretexyzRunning a $200K future token rewards pool in partnership with Binance Wallet, requiring deposits of 100+ USDT into the Concrete USDT Vault via Binance Wallet to qualify.
Partnering with Neo Finance to onboard institutional capital via vaults.
Holds approximately $637 million in total value locked across all vaults.
The DeFi USDT Vault holds $38.75 million in total value locked and delivers approximately 8.5% APY.
The WBTC Vault holds $5 million in total value locked and generates approximately 7% APY.
The frxUSD+ Vault holds $3.9 million in total value locked and offers approximately 7.3% APY.
Earn V2 vaults are built on the ERC-4626 vault token standard with features including automated accounting, role-based governance, institutional monitoring, asynchronous withdrawals, and transparent NAV reporting.
Completed security audits from Cantina (zero Critical, High, or Medium issues) and Zellic.
Vaults are scheduled to launch on 2026-04-03.
Participated in Mantle RWA Day at Consensus Hong Kong alongside World Liberty Fi, xStocks, DigiFT, Loro, and Solana Accelerate APAC events.
Operates risk managed vaults as a protocol without its own token.
Concrete contributes to prediction markets by building AI-powered prediction systems that integrate sentiment analysis, memes and decentralized finance.
Stable announces mainnet launch imminent after attracting $500M in deposits through partnership programs including Concrete and Hourglass.
Concrete manages the shMonad Vault as part of FastLane's Points Program on Monad, with mainnet launching in approximately 12 hours. The vault serves as one of multiple destinations offering points multipliers for MON and shMON deposits.
Standard Chartered Bank and Wellington Management ($1T+ AUM) back thBILL token in the partnership, and diversified tokenized products are planned for post pre-deposit phase.
Powers thUSD, a gold-backed stablecoin launched by Theo Network on March 10, 2026, hosting its Genesis Program with a $100M vault nearly filled, offering Concrete and Theo points. Secured $75M in pre-deposits for $thBILL minting; a $100M pre-deposit opens early March 2026, collateralized by tokenized gold and T-bills.
Partnership announced to integrate staking infrastructure with yield strategies for XRP, BTC, and EigenLayer.
Reached $1B TVL, launched $250,000 bug bounty program on Cantina.
Second wave deposits reach $970M with 10 hours remaining before $500M cap pro-rata allocation, requiring KYC, $1M max per wallet, and funds locked until December 31st. Frontend issues force direct smart contract deposits amid concerns over transparency and alleged insider activity from the first $850M wave.
Vaults to reopen with max per wallet limits and notice period following instant sellout. Vault positions trade at 10-15% premium in secondary market with Pendle pricing 250% APY for 20-day fixed yield, and vault unlocks December 13th.
Total vault deposits reach $775M USDT, with a single Ethereum OG whale contributing 500M USDT (64.5%) by borrowing against 300K ETH on Aave.
New vault launch in collaboration with Stable ecosystem reaches $700M in deposits with partnerships from Tether, Frax, Morpho, and Pendle. Vault filled in seconds with significant multisig whale activity depositing hundreds of millions before public announcement.
Integrates Arbitrum DRIP with three active vaults for ezETH, syrupUSDC, and USDe that auto-farm ARB tokens and Concrete points. Recommended platform for depositing liquidity into vaults.
Total funding reaches $17M, revealing additional raises beyond June 2025's $9.5M strategic round.
Bera Baddie vault sunsets with withdrawal window open until October 1, 2025; remaining funds to move to recovery vault.
New integration with Katana platform launches with AUSD functionality focus.
New ezSKATE Flow vaults launching with Renzo Protocol partnership, enabling institutional liquidity via Eigenlayer AVS integration.
Raises $9.5M in strategic round led by Polychain Capital
YZI Labs makes strategic investment in Blueprint DeFi, revealed as core developer of project.
Integrated vaults with Perena for Solana access, enabling USDT deposits. Developing points platform, lending, and one-click cross-chain mining.
ctLBTC airdrop distribution is in progress with confirmed Boyco and Hourglass partnerships; BERA token allocation pending.
Technical bug detected in Corn vaults, potential risk to vault functionality.
New stablecoin yield farming opportunity available on Merkl platform in partnership with USDT0.
Project receives official OpenSea verification, achieving marketplace legitimacy milestone.
All 512 upscaled images uploaded on-chain and revealed on Opensea, with gas costs averaging 0.8 gwei for minting.
Announced upscaled token versions viewable via ID. Token uploads planned to start with timing dependent on gas costs.
Public mint starting tomorrow, #1 sold for 0.5 ETH to collector Archivist.