what's AllUnity?
AllUnity is a joint venture formed by DWS (a subsidiary of Deutsche Bank), Galaxy Digital, and Flow Traders to issue a fully regulated euro-denominated stablecoin compliant with the EU's Markets in Crypto-Assets (MiCA) framework. Launched in 2025 after receiving approval from the German financial regulator BaFin as an Electronic Money Institution, AllUnity aims to bridge traditional finance and blockchain by providing a stable, transparent digital asset pegged 1:1 to the euro. The stablecoin, EURAU, is backed by high-quality reserves held in segregated accounts and redeemable at par value at any time. It operates on permissionless blockchains, enabling seamless integration for payments, remittances, and DeFi applications while ensuring regulatory compliance and investor protection. AllUnity focuses on fostering adoption through partnerships with fintechs, payroll providers, and data platforms to enable real-time, cross-border transactions. By combining institutional expertise in asset management, trading, and blockchain infrastructure, AllUnity positions itself as a pioneer in regulated digital euros, potentially serving as a foundational layer for tokenized assets and real-world asset (RWA) ecosystems in Europe.
AllUnity's TIP-20 standard adds payment features to ERC-20, partnering with Tempo, Bridge, LayerZero.
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Partners with Tempo, Bridge, and LayerZero to roll out TIP-20, a token standard extending ERC-20 with payment-focused features including transfer memos, compliance policy registries, native reward distribution, and stablecoin gas fee payments.
DWS backs the EURAU stablecoin alongside Deutsche Bank.
Chainlink partnership integrates CCIP for cross-chain EURAU transfers across Arbitrum, Base, Ethereum, Optimism, Polygon, Solana, and Canton Network.
AllUnity Stable launched EURAU, a Euro-backed stablecoin on Base.
All Unity Stable operates as a joint venture between Galaxy Digital (33% stake), Flow Traders, and Deutsche Bank, positioned as the first fully regulated MiCA compliant EURO stablecoin.